As we bring open-loop payments to cities and regions across Canada, we’re working with:
- Municipalities
- Mobility solution providers
- Transit authorities
- System integrators and technology vendors
Across Canada, transit riders are using Interac Debit to tap and go for an adult fare through participating transit agencies. Learn about the core features of open-loop payments for transit authorities to complement your current fare payment system.
And when you offer open-loop payments, it is. In participating cities across Canada, transit riders can tap a debit card or mobile device on a fare reader to pay adult fares with Interac Debit — eliminating the need to separately purchase tickets or fare cards.
Open-loop allows transit authorities to adjust fares as they change, and charge customers the correct amount
Automatically resubmit declined customer transactions to recover funds
Card Not Present (CNP) transactions to efficiently provide refunds without the customer’s physical presence
Fare inspectors can check a customer’s payment method to verify that they paid when boarding
Riders can make inquiries to a transit authority about their trip history or payment status, in person or remotely
Gives customers another option for a way to pay
As we bring open-loop payments to cities and regions across Canada, we’re working with:
Stats included on this page are based on an Interac survey of 2,343 Canadian adults conducted August 2022. (Learn more about the survey here.)