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The Security of Debit Transaction Limits

Transaction Limits for Contactless Payments

Interac® Debit contactless payments  with your card or mobile device are faster and more convenient than traditional Chip and PIN transactions for everyday purchases. They’re also just as secure, thanks in part to transaction limits:

  • A single card-based contactless transaction cannot exceed $250
  • Cumulative spend limits are set by banks and credit unions

When the cumulative spend limit is reached, you are prompted to insert your card and enter your PIN to complete the transaction. This validates you as the legitimate cardholder and resets the limits.

Learn about other security features such as the Interac Zero Liability Policy.