Just tap on and tap off with your Interac debit
card to pay for your adult PRESTO fare and go. It’s that simple.
Get your questions answered
Tap on and off GO Transit with Interac Debit.
Pay with Interac Debit. Get the same 15% savings
as PRESTO when compared to a regular adult ticket.
1
Tap on
Hold your Interac debit card or debit-enabled phone* to the fare reader.
2
Ride
Hop on board GO Transit, enjoy the trip.
3
Tap off
Use the same card each time you ride (your physical card and enabled phone are considered different cards.)
Your questions, answered.
Does it cost more to tap on GO Transit with Interac Debit?
No. You’ll pay the same adult fare as you would with a PRESTO card. The system calculates your fare based on where you tap on and off plus you still qualify for the GO Loyalty Discount Program if you consistently use the same payment method to tap. Learn more
How can I prove I paid?
When prompted, simply tap the fare inspector’s device with your Interac debit card and you’re all set. If you paid with your phone, you’ll need to present your Interac debit card in your digital wallet for verification. Rest assured, fare inspectors and the transit agency will not have access to any of your personal or account information during this process, only whether you’ve paid for your trip.
Does Interac Debit work with Ontario’s One Fare Program?
Yes. When you use Interac Debit to transfer between participating transit agencies, and are within your transfer window, you will be charged only one fare. Just make sure to tap on and off with the same card or device, or your transfer won’t be recognized. Learn more about Ontario’s One Fare
How can I set a default trip with my Interac debit card?
With your physical debit card, you set a default trip by using the PRESTO App or the PRESTO website. To set a default trip, you will need to have a recent transaction visible when you sign In to the app or website. Learn more
Make Interac Debit your default to simplify transit taps.
Apple Pay: open your digital wallet app, touch and hold the card, drag it in front of your other cards.
Google Pay: Open the wallet app, swipe through to find your card, tap and hold the card to open the menu to select it as default.
See howGet your questions answered, right here.
Can I pay for GO Transit using Interac Debit?
Yes, you can pay for your adult GO Transit fare using Interac Debit contactless payments.
Is it safe to tap on GO Transit with Interac Debit?
You can feel confident knowing that every payment has the same security backing as any other Interac Debit contactless transaction. Learn more
Can I use my physical Interac debit card to make GO Transit payments?
Yes, if you have Interac Debit contactless payments enabled, you can use your physical debit card to pay for your adult GO Transit fares.
What happens if I switch cards or devices mid-trip?
You may be charged twice. To avoid extra charges, always tap on and off with the same card or device.
Can I use the digital wallet on my phone to make Interac Debit transit payments?
Yes, if your financial institution allows you to add your Interac Debit as a method of payment in your phone, you can pay for adult GO Transit payments using your Interac Debit on your phone.
How much will my GO Transit ride cost when I tap with Interac Debit?
You will be charged an adult fare, the same amount as a PRESTO fare card. GO Transit uses a variable fare system where cost varies by distance. Use the same Interac Debit method to tap on and off to avoid duplicate fares. To be eligible for the GO loyalty discount program, use the same card for each trip.
How much will my ride cost when I tap with Interac Debit (elsewhere where available)?
The amount depends on the transit agency you’re travelling with. Check with that agency for their fare structure.
Do the free transfer rules apply when I pay with Interac Debit?
Yes, when you use Interac Debit to transfer between participating transit agencies, you receive the same transfer window as with a transit card or ticket and will only be charged one fare. Use the same Interac Debit method for all taps during a transfer. You may be charged twice. To avoid extra charges, always tap on and off with the same card or device.
Does Ontario’s One Fare program work with Interac Debit?
Yes, you’ll receive the same discount as with a PRESTO card. For example, for trips connecting TTC and GO Transit, the TTC fare is not charged regardless of travel direction.
What if I want to tap in multiple riders? Can I tap multiple times?
No. The fare reader won’t accept multiple taps as payment for multiple riders. Each rider needs their own separate Interac debit card.
Why do transit staff need to see my debit card during payment checks?
Fare inspectors use a device that confirms whether you’ve paid your fare. They will not have access to any personal or account data, their reader only verifies whether you’ve paid.
How can I prove to a fare inspector that I paid?
Tap the fare inspector’s verification device with the same Interac Debit method you used to board. The inspector will not have access to any personal or account data, and you will not be asked to share your bank account information.
Can I still access senior or student discounts if I use my debit card?
When you tap with Interac Debit, you’ll be charged an adult fare.
If I pay with Interac Debit, do I need to tap off at the end of my trip?
Yes, you must use the same Interac Debit method to tap on and off to avoid duplicate fares.
What happens if I pay with Interac Debit and forget to tap off?
If you forget to tap off, your card may be charged the fare for the longest possible journey on that transit system. GO Transit riders using a physical Interac Debit card can set a default trip in the PRESTO app or on the PRESTO website to help avoid this. Default trips are not available with mobile wallet payments. Contact your transit agency for more details.
Will GO transit store any of my banking information after I tap my debit card?
No. Neither the transit system nor Interac gains access to or stores your banking information. Only payment transaction codes are transmitted, no confidential account details.
Whom can I contact if there’s an issue with my Interac debit transit payment?
Contact GO Transit directly with questions about your payment.
Where can I check my transaction history? How will I recognize an Interac debit charge for GO Transit on my bank statement?
Contact your financial institution or GO Transit authority directly for specifics.
*Interac Debit must be enabled in your mobile wallet.