Experience secure and convenient Interac Debit contactless payments protected by transaction limits for the same security as traditional Chip and PIN methods:

  • A single card-based contactless transaction cannot exceed $250
  • Cumulative spending limits are set by banks and credit unions

When the cumulative spend limit is reached, you are prompted to insert your card and enter your PIN to complete the transaction. That validates you as a legitimate cardholder and resets the limits.