Canada has the digital foundation.
What's missing is the confidence.
Canadians have broad access to digital tools. But access alone doesn’t create digital prosperity. Canada’s opportunity is to build the confidence people and businesses need to use those tools more fully.
How the Index works
Digital prosperity is the ability of people and businesses to take part in the digital economy with the access, skills and confidence to get real value from it. Interac developed the Digital Prosperity Index, which compares Canada with 13 other economies across five equally weighted pillars: access, capability, confidence, participation and outcomes.
Each pillar is scored from 0 to 100. A score of 100 means an economy matches the strongest performer in the group on every indicator.
Where Canada stands
58/100
Why the findings matter
Digital prosperity starts with access, but it depends on whether people and businesses can use digital tools with confidence and get real value from them.
The economic opportunity
The Business Development Bank of Canada estimates the country could add 14% to GDP, roughly $350 billion, if every small and medium-sized business used digital technology the way most advanced businesses already do.
Closing the gap in Canada
Most Canadians are comfortable with familiar digital tools, but confidence falls when services feel newer, less familiar or harder to judge. Fraud and security concerns are eroding trust across Canada — consumers are pulling back and businesses are stalling on adoption.
Digital sovereignty matters
Canadians see digital prosperity as both important and achievable. They also see a sovereignty dimension: 93% of consumers and 91% of businesses say digital prosperity should include Canada having control over its digital systems.
How the research was built
Interac developed the Digital Prosperity Index in partnership with Léger. It pairs an international benchmark using data from recognized global sources, in addition to two surveys conducted in English and French from March 31 to April 22, 2026, among 2,000 Canadian adults and 756 decision makers at Canadian small and medium-sized businesses.
Read the full findings
See where Canada stands, where the confidence gap is widest, and what would help close it.