Interac Debit on Apple Pay is a new way to make debit payments using Interac on your eligible Apple device.
Interac Debit for In-App & In-Browser payments is the easy, fast, and secure way for Canadians to pay directly from their bank account when shopping online using their mobile device. An in-app payment takes place within the merchant’s native mobile app. An in-browser payment takes place within a supported mobile browser (i.e Safari).
Interac Debit cardholders with a debit card issued from participating financial institutions can use Interac Debit to pay with Apple Pay at merchants who accept Interac Flash contactless payments.
For in-app and in-browser transactions, Interac debit cardholders with a debit card issued from participating financial institutions can pay on select merchant applications or mobile websites using Apple Pay. We are continuously working to onboard more issuers and merchants to support in-app and in-browser with Interac Debit.
Interac debit cards issued by participating financial institutions are eligible to be added to Apple Pay. Please check with your financial institution for more details. To use Apple Pay in-store, you must have an iPhone SE or later or an Apple® Watch. You can additionally use Apple Pay in-app with iPad mini 3 or later as well as MacBook Pro with Touch ID.
To learn more about how to use Apple Pay, please visit apple.com/apple-pay.
You can useInterac Debit on Apple Pay to make payments in stores with supported devices wherever Interac Flash payments are accepted. Just look for the Interac Flash logo or the contactless symbol at checkout.
You can also use Interac Debit on Apple Pay for in-app and in-browser transactions to make a purchase within the mobile application or mobile website of select merchants who have integrated with Apple Pay. We are continuously working to onboard more issuers and merchants to support in-app and in-browser with Interac Debit.
For instructions on how to add an Interac Debit card to a mobile wallet, please visit the Interac Apple Pay page. For your debit card to be accepted as a method of payment, your financial institution needs to be a participating issuer.
Note: To enable Interac Debit transactions in merchant apps or mobile websites, you will need to add your Interac Debit card to your Apple Pay wallet first.
For security purposes, your financial institution may ask you to enter a one-time Verification Code to confirm your identity. This code is a unique series of numbers and/or letters that you can choose to receive via email or text. If prompted, please select how you wish to receive the one-time Verification Code and then enter that code into the appropriate field. For Apple Watch, you will need to enter the Verification Code for the Card you are adding by going to "Wallet & Apple Pay" in the Apple Watch app on your supported device. Please note that you will need a working Internet or data connection to receive a one-time Verification Code.
Your one-time Verification Code may expire if you are not able to enter it within 10 minutes. You can request another code by selecting your preferred verification option again, contacting your financial institution by calling the number of the back of your card or using your financial institutions mobile banking app. If you are unable to get a one-time Verification Code, please contact your financial institution by calling the number on the back of your Card.
You may also be asked to call your bank who will activate your Interac debit card on Apple Pay on your behalf.
No, you do not need a flash enabled Interac debit card to use Apple Pay. However, your financial institution determines if your Interac debit card can be added.
Yes. At this time, Apple allows up to eight cards on a device.
Your financial institution determines how many devices you can add your Interac Debit card to. Please check with your financial institution for more details.
Note: your card must be added to each device separately.
To remove your card on an iPhone, iPad or MacBook, select, select “Remove Card” in the “Wallet & Apple Pay” section of your device “Settings” or on the back of your Card in the Wallet app. You can also visit icloud.com/settings to remove your card or Find My iPhone to temporarily suspend or permanently remove the ability to pay with your Cards on your device.
To remove your card on Apple Watch, go to "Wallet" on your Apple Watch device, select your card then hold and tap "Delete" to remove your card. Additionally, you can remove your card using the Apple Watch app on your iPhone. Open the Apple Watch app, select "Wallet & Apple Pay", then select your card and navigate to the bottom and tap "Remove card." Please note that you can always visit icloud.com/settings to remove your card on Apple Watch.
For your security, when you add your Interac debit card to Apple Pay, a Device Account Number is created for that card on that device. It is separate and unique to your device and different from your physical card number. Your Device Account Number is used to make purchases with your card using Apple Pay.
Interac Debit transactions with Apple Pay will appear the same as any Interac Flash payments do today.
For an iPhone, iPad or MacBook, you can view and manage your cards in Apple Pay by going to “Settings” and selecting “Wallet & Apple Pay.” By tapping on an individual card, you can view the “Transaction Display” and manage the settings associated with that card in Apple Pay.
For iPhone, iPad or MacBook, you can also view and manage your cards in the Wallet app. When you select an individual card, you can tap the “i” to get to the back of the card, where you can view the “Transaction Display” and manage the settings associated with that card in Apple Pay..
For Apple Watch, you can view and manage your cards on Apple Watch within the Apple Watch app on your iPhone. Simply tap on an individual card to manage the settings associated with that card in Apple Pay. The Apple Watch app will not display transaction detail or transaction history.
You will receive “Card Notifications” for your Interac debit card in Apple Pay on iPhone letting you know about Interac debit purchases made with Apple Pay. You can turn your notifications on or off by adjusting the “Card Notifications” settings for each Card within the “Wallet & Apple Pay” section of your device “Settings.” Please keep in mind that by turning off your “Card Notifications,” you will no longer receive transaction notifications.
You will not receive specific "Card Notifications" for cards added to Apple Pay for your Apple Watch. You may receive notifications on your Apple Watch if you have a card added to Apple Pay on your paired iPhone and have push notifications enabled.
If you are having difficulty with your software or hardware, please contact Apple (apple.com/apple-pay).
To help provide the best Interac with Apple Pay experience, certain account information will be displayed on your device but not your full account information. We will never share your card number with Apple. If you have any additional questions about your device’s security features, please contact Apple directly.
Your Interac debit card in Apple Pay is protected by Touch ID, Face ID and/or your device Passcode. For your security, when you make a purchase using Apple Pay, you must either use Touch ID, Face ID or the Passcode for your device. All of your payment information will be encrypted in the Secure Element, a dedicated chip in your device.
All transactions also go through the Interac Token Service Provider (TSP), a proprietary token platform to ensure the safety and privacy of your financial information.
Yes, to view your latest transaction, tap the image of your debit card inside your mobile wallet, and then tap the icon. The payment information that is displayed differs between each financial institution, so you will either see your latest transaction, or a series of transactions. This may also include all debit transactions, or just the ones conducted on your mobile device. Always refer to your account statement for final transaction details. If you have additional questions, please contact your financial institution directly.
If you believe your device or Apple Pay card information has been lost, stolen or compromised in any way, call your financial institution immediately at the number on the back of your card.
For an iPhone, iPad or MacBook, you can go to the Find My iPhone app to temporarily suspend or permanently remove the ability to make payments from your device, even if your device is offline. If you suspend your card(s) using Find My iPhone, you can reactivate your card(s) simply by unlocking your device and entering your Apple ID "Passcode" when prompted. For any supported Apple device, you can always go to icloud.com/settings, choose the applicable device and delete your card(s).
Yes, you can make an in-store transaction even if there is no cellphone reception. You will be unable to make an in-app purchase with no cellphone reception as the application will require either WiFi or cellphone data access.
Yes. Interac Debit on Apple Pay enables you to make purchases with your Apple device when purchasing in-store with a contactless terminal or in a mobile app. Interac Online is available within select merchant’s online checkout page, allowing you to pay by through your online banking access For you more information on Interac Online, please click here.
You should speak to your financial institution. Please call the number on the back of your bank card.