To say life is busy is an understatement. From the moment we wake until the second our head hits the pillow at night, our days can be a real juggling act.
Many of us are balancing work priorities and supporting the people around us, all while keeping an eye on our spending — whether it’s through our mobile wallet, digital transactions or contactless payments. For a lot of people, this last year has made us question what we want in life. How do we manage our finances so we can live with more freedom and greater well-being?
One way is by gaining control of our personal budgets. Read on as we highlight how paying with Interac Debit (all day long) can help take the stress out of managing money (especially in the middle of a pandemic). By using your own money, Interac Debit can help make the whole process that much simpler.
9:30 AM: Contactless Caffeine Hit
We all want to get the most out of our day by saving time where we can. For many of us, our productivity starts with grabbing a morning latte using curbside pickup at a local café. (Side note: Shopify’s Future of Commerce report found that more than two-thirds of Canadians prefer to support local, independent businesses.)
By paying using contactless Interac Debit, you can quickly pass through the checkout, support a local business, and be back home and ready for your first virtual meeting of the day.
1:15 PM: Stock Up on Essentials
Lunch breaks are always a great time to trim down that growing shopping list. If you have a chance, take five and jump online for essentials like groceries and household supplies.
Ordering online is perfect if you don’t have time to get to the supermarket, or if you would prefer to socially distance and stay away from the crowds. But the best part? You can pay via a simple, safe Interac Debit e-Commerce payment. Always using your own money can make it easier to keep track of your weekly spending.
5:30 PM: Fast-Track Your Wellness
Finding time to prioritize exercise can be tough, especially when you’re busy or tired after work. Removing barriers is one way to make it easier. You can do this by purchasing an online class — say, a yoga session — with a digital transaction using an Interac Debit e-Commerce payment. Since it’s debit, you’ll be using your money up front, and won’t be surprised with a larger-than-expected credit card bill later in the month.
And let’s face it, no one wants to be stressed when trying to de-stress with a yoga class — especially these days. This year has been difficult for many of us, so taking the time to focus on your physical and mental well-being is more important than ever. If you’re looking for more support and advice, the Mental Health Commission of Canada’s Resource Hub is a useful site to tap into.
7:45 PM: Get Comfy, Order In
Since COVID-19 started, we’ve all seen how important it is to support our favourite restaurants when we can. Eating familiar dishes is also a way we can bring back a sense of normalcy to our lives. Interac makes ordering from your local restaurants that much easier, so you can stay home and pay in-app through your preferred food delivery service. Just select the option for an Interac Debit e-Commerce payment. The method is secure, easy to set up with an eligible Interac debit card, and you can complete the whole process from the comfort of home.
9:00 PM: Budget Tracking
A recent Interac study found that since COVID-19 started, half of all Gen Z and Millennials are more worried about money than ever before. For many of us, late at night is often when these financial concerns hit — and it’s also when we have a chance to check in on our spending.
Using Interac Debit makes it incredibly easy to keep track of your personal budget. All your transactions are in one place. By logging into your banking app, you can see your daily and monthly debits and know exactly how much money you have and how much you’ve spent. There’s also less stress, because there are fewer fees than with many credit cards.
In life, it takes a bit of discipline to stay on the path to financial stability, but with Interac Debit you’re well on your way.