Our Board of Directors

After graduation, David continued his journey with the brand, joining the corporate team in 1992, where he held a variety of positions including Vice President of Operations for Western Ontario, Vice President, Training, Operations Standards and Research and Development and Chief Operating Officer, United States and International.

With his expansive expertise, brand passion and in-Restaurant experience, David became President and Chief Operating Officer for Tim Hortons Canada in 2014. Two years later, he was appointed to his present advisory position – Chairman of Restaurant Brands International Canada.

Janice also champions the Bank’s strategy for key customer segments and takes particular pride in TD’s leadership in supporting New to Canada communities.

Janice’s TD career journey began in 1991 as a part-time student employee in Branch and Contact Centre—an early experience that sparked a lifelong commitment to customer service and purpose-driven work. After completing her studies, she built a successful career in professional services with KPMG and McKinsey & Company before returning to TD in 2011. Since then, she has held senior leadership roles across Wealth Management, Canadian Personal Banking Product, Branch Banking, and TD Insurance. She also served as TD’s Global Head of Sustainability and Corporate Citizenship, helping to shape the Bank’s impact and reputation both in the community and globally.

Janice holds an MBA from the Kellogg School of Management at Northwestern University and a Bachelor of Commerce from Queen’s University. She is also a Chartered Professional Accountant (CPA).

Janice lives in Toronto with her husband, Dave, and their two sons, Ben and Luke

Since 2003, Sophie has been a managing partner with Brightspark, an early stage venture capital firm. She has led or overseen more than 50 investments in technology companies in Canada and abroad over the past 20 years. Sophie was involved in a number of successful VC backed companies including Touchtunes, Servicesoft, Think Dynamics, Protecode and Grapple. Sophie also played a pivotal role in the investment, growth and exit of Radian6, leading to a 23x multiple on capital invested — one of the most successful technology exits in Canadian history. Brightspark Ventures has won the Canadian Venture Capital Association “Deal of the Year Award”, twice for the sale of ThinkDynamics to IBM and for the sale of Radian6 to Salesforce.com.

Sophie is also a Board member of Centech, the accelerator and incubator associated with ESTS (EScole de Technologie Supérieure) in Montréal. Sophie is active in the Montreal tech community and mentors a number of young founders with a special interest in helping young female founders to strive in the ecosystem. As managing partner at Brightspark Sophie sits on the Board of Directors of a number of companies. Sophie won the “angel of the year” award for her contribution to the angel investment community in 2017, nominated by the National Angel Capital Organization of Canada.

At Sobeys, Bill was responsible for the leadership and oversight of all aspects of growing the company from a $9 billion to a $17 billion organization by leading the development and execution of the company’s long-term strategic plan, building an executive leadership team and executing Sobeys’ food-focused growth initiatives.

Bill began his career at Ferraro’s Ltd., Super Valu Stores, serving 13 years with the company in both B.C. and Alberta in a variety of store, operations, merchandising, procurement and general management roles. He has held a variety of progressively senior marketing and merchandising roles in the consumer packaged goods industry and has played an active leadership role in a number of industry and charitable organizations. He is the recipient of the Golden Pencil Award, the Canadian grocery industry’s highest honour; the Canadian Council of Grocery Distributors Robert Beaudry Award of Retail Leadership Excellence; the Retail Council of Canada’s Lifetime Achievement Award; and the Queen Elizabeth II Diamond Jubilee Medal for his commitment and service to Kids Help Phone.

Bill and his wife Donna reside in Meaford, Ontario.

In his current role, Mat is responsible for driving BMO’s digital transformation while overseeing the bank’s retail deposit, investing, unsecured lending and home financing businesses in Canada.

Mat joined BMO in 2010, where he has held progressively senior roles in the Corporate Strategy, Digital and Personal and Business Banking areas. He holds an Honours Business Administration degree from the Richard Ivey School of Business.

Mat also serves on the Board of Directors of Good Shepherd Ministries in Toronto, which provides over 450,000 meals and shelters over 1,500 people annually. In addition to sponsorship and advocacy, he is passionate about helping the organization leverage digital to drive more significant, sustainable, and consistent donations.

Mat’s expertise in digital transformation, strategy and product management will be an asset in steering the Interac growth strategy as the company continues to broaden access for Canadians to connect to the digital economy.

He is accountable for the strategic product roadmap, managing the personal banking P&L and end-to-end leadership of the product organization to best meet the needs of clients and help make their ambitions a reality. Frank has over 20 years’ experience in personal banking and payments having various executive roles at TD Bank, American Express and Moneris Solutions. He has a Bachelor of Commerce from Queen’s University and an Executive MBA from Northwestern University, Kellogg School of Management and York University’s, Schulich School of Business.

With over 20 years in financial services, Simona brings deep expertise in client experience, digital transformation, loyalty and payments. Prior to Scotiabank, she was Chief Experience Officer at Sun Life Canada and held senior roles at RBC and American Express.

She currently serves on the board of Up With Women and Earth Rangers. Simona holds an Honours Business Administration degree from the Ivey Business School at Western University.

Previously, Ramesh served as EVP of Cards, Payments, and Transformation, where he was responsible for industry-leading initiatives in cards and digital transformation. He also headed RBC’s T&O Strategy & Transformation team, coordinating transformative projects to enhance digital capabilities. Prior to joining RBC in 2017 from A.T. Kearney, Ramesh held roles at HSBC, gaining over 10 years of experience in retail and commercial banking. He is a Chartered Accountant and graduated with a Bachelor of Commerce (Hons.) from the University of Delhi in India, and an MBA from the University of Western Ontario.
Ramesh serves on the Boards of Interac and Moneris and is as active member in various diversity and mentorship initiatives. Ramesh resides in Oakville, Ontario with his wife and two daughters.

Bilingual and known for his sharp strategic vision, he has distinguished himself through his ability to lead large-scale transformations within complex organizations. His career is defined by a series of high-impact mandates in digital transformation, customer experience, marketing, and strategy, where he has consistently combined rigorous execution with mobilizing leadership.

As Vice President of Products, Solutions and Digital, he is responsible for the full portfolio of retail banking products — mortgages, personal loans, credit cards, payments, chequing accounts, and savings — with accountability for customer experience, profitability (P&L), operational efficiency, and risk management. He leads the transformation of Personal Services, delivering tangible results such as a 10% reduction in operating costs, an 11-point increase in NPS, and a significant rise in online sales He also plays a key leadership role in shaping Desjardins’ digital strategy, ensuring coherence across its mobile, web, and assisted channels. He oversees the development and deployment of innovative technologies that support the organization’s strategic priorities, including growth, customer experience, and operational efficiency.

A frequent speaker at international forums, Mathieu is also actively involved in the governance of social and community-focused organizations, including the CHU Sainte-Justine Foundation and Tel-Aide Montréal. His leadership has been recognized with numerous awards, including the Digital CX Award in Singapore and the Public’s Choice Award at the Octas in Canada. He embodies a modern and human approach to transformation, focused on delivering real impact for members and clients, and on the sustainable evolution of financial institutions.

In 2010, he also founded the Desjardins Young Executives Network, creating networking and professional development opportunities for the organization’s 500 managers aged 35 and under.

Prior to joining Central 1, Sheila was Chief Financial Officer at Payments Canada, which operates the country’s payments clearing and settlement systems. This follows a 17-year career at the Bank of Canada as Chief Risk Officer, and Advisor to the Governor, and Chief Financial Officer.

As President and CEO at Central 1, Sheila is responsible for leading the organization to deliver on its purpose of enabling a thriving credit union system. Transformation is a key tenet of Sheila’s mandate as she guides the organization, its members and clients through challenging market conditions and the rapid pace of innovation that is changing the face of the credit union sector.

Jeremy can offer insights on the evolution of the payments and verification landscape and how Interac products and services help Canadians to digitally interact with confidence.