{"id":79152,"date":"2022-04-06T08:22:00","date_gmt":"2022-04-06T08:22:00","guid":{"rendered":"https:\/\/interac1.wpengine.com\/?post_type=content&#038;p=79152"},"modified":"2025-05-30T11:26:18","modified_gmt":"2025-05-30T15:26:18","slug":"digital-self-care-stay-safe-online-with-the-ultimate-cyber-security-checkup","status":"publish","type":"content","link":"https:\/\/www.interac.ca\/en\/content\/life\/digital-self-care-stay-safe-online-with-the-ultimate-cyber-security-checkup\/","title":{"rendered":"Digital self-care: Stay safe online with the ultimate online fraud and cyber security checkup"},"content":{"rendered":"\n<p>We may remember to book our annual checkup&nbsp;with the doctor, but how often do we check on the strength of our personal data and cyber security? For many of us, not very often. Maybe even \u2026&nbsp;never?<\/p>\n\n\n\n<p>A quarterly digital security self-checkup will help you&nbsp;stay one step ahead of hackers who attempt <em>Interac<\/em> e-Transfer scams, phishing scams, identity theft, email fraud and even text scams. Once every three months, look for your data privacy weaknesses to address and fix them.<\/p>\n\n\n\n<p>This simple three-step checkup \u2014 based on tips from industry cyber security experts and the Canadian government \u2014 will help keep you (and your identifying data) secure.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-checkup-step-1-diagnosis-of-digital-security-vulnerabilities\">Checkup step 1: Diagnosis of digital security vulnerabilities\u200b<\/h2>\n\n\n\n<p>Discovering the problem is the first step toward fixing it. To kickstart your digital health evaluation, examine these aspects of your digital self.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-all-accounts\"><strong>All accounts<\/strong><\/h3>\n\n\n\n<p>Look into each of your online accounts and do a password audit. This means going through your accounts (banking, social media, Uber, to name a few) and asking yourself these questions: Is each password strong, unique and difficult to guess? Have you duplicated the same password across different accounts? Many of us get complacent and slip into re-using the same old passwords over and over again,&nbsp;which isn\u2019t safe and can make it easier for identity theft specialists and hackers to do damage across multiple accounts.<\/p>\n\n\n\n<iframe width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/UZsBJvYT_5U?rel=0\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen=\"\"><\/iframe>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-social-media\"><strong>Social media<\/strong><\/h3>\n\n\n\n<p>Social media can be prime territory for online fraud hackers looking to collect personal information. To protect yourself, take a closer look at your social media privacy settings. Ask yourself what a stranger could learn about you just from viewing your profile and posts. Is there info that might lead them to guess your passwords? Check out <a href=\"https:\/\/www.youtube.com\/watch?v=ygkmkSNzr0o\">this video<\/a>, which has some great tips on how to manage your data privacy settings on social media.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-desktop-and-laptop-computers-and-additional-devices\"><strong>Desktop and laptop computers and additional devices<\/strong><\/h3>\n\n\n\n<p>Safeguarding your physical electronic devices is also crucial for data protection. Go through and check them all for any potential identity theft, online fraud or other cyber security vulnerabilities. Your cell phone is a great place to start. Make sure you have fingerprint or facial recognition set up and remember to change your passcode regularly. Next, think about your other devices. Are your software and operating system updates set to download automatically? Staying up to date can help ensure that you have the latest digital security settings and all bug fixes installed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-checkup-step-2-digital-fraud-remedies\">Checkup step 2: Digital fraud remedies\u200b<\/h2>\n\n\n\n<p>Once you\u2019ve assessed your level of risk, it\u2019s time to do some quick fixes for any cyber&nbsp;security gaps that you identified in Step 1. Protecting your online footprint starts here! \u200b<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-all-accounts-1\"><strong>All accounts<\/strong><\/h3>\n\n\n\n<p>First things first, make sure you create strong passwords and change any duplicates you identified. For a super-strength combination, experts say it\u2019s most secure to create a password that looks <a href=\"https:\/\/newsroom.interac.ca\/why-you-should-try-to-have-canadas-ugliest-password\/\">\u201cugly\u201d<\/a> \u2014 this means including a mix of special characters and using numbers in place of letters. And take a read through <a href=\"https:\/\/www.cyber.gc.ca\/en\/guidance\/best-practices-passphrases-and-passwords-itsap30032\">these fraud prevention ideas<\/a> from the Canadian Centre for Cyber Security. You\u2019ll find some expert tips for creating safe, secure yet easy-to-remember passphrases.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-social-media-1\"><strong>Social media<\/strong><\/h3>\n\n\n\n<p>Consider clamping down on your social media privacy by switching all your accounts to private. Why? Because it\u2019s easy for hackers to use your personal details for nefarious purposes, identity theft at the top of the list. (See <a href=\"https:\/\/newsroom.interac.ca\/fraud-prevention-9-scams-for-canadians-to-avoid\/\">this article<\/a> about Canadian scams for additional information.) For example, cyber criminals can extract phone numbers from public accounts, thereby increasing your risk of a digital fraud attempt. This means private data protection should be a top priority. And, last but not least, don\u2019t accept follow requests from strangers on any social media \u2014 especially LinkedIn, Instagram and Facebook, where we often share more identifying personal details that could be used to initiate email fraud and phishing and text scams, email scams and e-transfer scams.<\/p>\n\n\n\n<iframe width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/7PSu7IutULw?rel=0\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen=\"\"><\/iframe>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-desktop-and-laptop-computers-and-additional-devices-1\"><strong>Desktop and laptop computers and additional devices<\/strong><\/h3>\n\n\n\n<p>\u200bFor an extra level of security, you could consider installing anti-virus software on your devices. The Canadian government recommends making sure your chosen software will scan for malware and malicious sites, while also monitoring any suspicious activity on your device. They also advise you check the credentials on any free anti-virus software.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-checkup-step-3-digital-fraud-prevention\">Checkup step 3: Digital fraud prevention\u200b<\/h2>\n\n\n\n<p>Now it\u2019s time to securely lock down your devices and accounts with a few measures that will make your digital security even stronger. Then make sure you remind yourself to repeat these steps every few months and encourage others to do the same \u2014 especially people in your life who may need some extra help with technology and online activity.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-all-accounts-2\"><strong>All accounts<\/strong><\/h3>\n\n\n\n<p>Set up two-factor or multi-factor authentication for all accounts&nbsp;where it\u2019s possible to do so. (Your banking app would be a&nbsp;great place to start, if this feature is available. This will help reduce <em>Interac <\/em>e-Transfer scam attempts and prevent digital fraud.)<\/p>\n\n\n\n<iframe width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/uv8jV9Lwz_0?rel=0\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen=\"\"><\/iframe>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-social-media-2\"><strong>Social media<\/strong><\/h3>\n\n\n\n<p>It\u2019s also a great idea to set up multi-factor authentication on social media platforms where it\u2019s offered, or at the very least add your recovery contact details. That way, if something goes wrong you can still get into your accounts.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-desktop-and-laptop-computers-and-peripherals\"><strong>Desktop and laptop computers and peripherals<\/strong><\/h3>\n\n\n\n<p>After setting up all your anti-virus software and automatic updates, the next step is to secure your network. Have you changed the default username and password on&nbsp;your&nbsp;WiFi&nbsp;router? It\u2019s a good idea to do so, if you haven\u2019t already.&nbsp; If you\u2019re using public&nbsp;WiFi, make sure you\u2019re connecting to a secure network, and save any sensitive tasks like online banking for when you\u2019re at home. Doing so can help you avoid email fraud, identity theft and more.<\/p>\n\n\n\n<p>And lastly, make sure you need a password to log in to your laptop, just in&nbsp;case it gets lost or stolen while you are out and about.&nbsp;\u200b<\/p>\n\n\n\n<p><strong>Finally, give your future self a nudge to stay digitally healthy \u2014&nbsp;keep reading!&nbsp;<\/strong>\u200b<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-checklist-reminder\"><strong><strong>Checklist &amp; reminder<\/strong>\u200b<\/strong><\/h3>\n\n\n\n<p>Perform a quarterly digital security checkup to stay one step ahead of hackers and scammers.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"936\" height=\"880\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2021\/06\/Interac_cyber_security_checklist1.png.webp\" alt=\"an Interac checklist to help avoid digital fraud, email fraud, e-transfer scams and identity theft\" class=\"wp-image-80387 lazyload\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2021\/06\/Interac_cyber_security_checklist1.png.webp 936w, https:\/\/www.interac.ca\/wp-content\/uploads\/2021\/06\/Interac_cyber_security_checklist1-300x282.png 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2021\/06\/Interac_cyber_security_checklist1-768x722.png.webp 768w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 936px; --smush-placeholder-aspect-ratio: 936\/880;\" data-original-sizes=\"(max-width: 936px) 100vw, 936px\" \/><\/figure>\n\n\n\n<p> <\/p>\n\n\n\n<p>For a helpful personal cyber security reminder, download a calendar invite that will conveniently prompt you to perform this digital security and online fraud checkup each quarter.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"936\" height=\"426\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2021\/06\/Interac_digital_checkup_calendar_reminder.png.webp\" alt=\"A calendar reminder to schedule your next cyber security checkup to stay ahead of digital fraud\" class=\"wp-image-80389 lazyload\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2021\/06\/Interac_digital_checkup_calendar_reminder.png.webp 936w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2021\/06\/Interac_digital_checkup_calendar_reminder-300x137.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2021\/06\/Interac_digital_checkup_calendar_reminder-768x350.png.webp 768w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 936px; --smush-placeholder-aspect-ratio: 936\/426;\" data-original-sizes=\"(max-width: 936px) 100vw, 936px\" \/><\/figure>\n\n\n\n<section id=\"inline-link-block_f829bb4627e631fe6e7ec4c5ec13e93d\" class=\"button-link\">\n    <div class=\"grid-container\">\n        \n                        <div class=\"grid-x grid-padding-x align-center\">\n                        \n            <a href=\"https:\/\/www.interac.ca\/wp-content\/uploads\/2021\/06\/Interac-Digital-Health-Checkup-.ics\" class=\"inline-link\" aria-label=\"Add to calendar\">Add to calendar<\/a>\n            \n                            <\/div>\n                    \n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>We may remember to book our annual checkup&nbsp;with the doctor, but how often do we check on the strength of our personal data and cyber security? For many of us, not very often. Maybe even \u2026&nbsp;never? A quarterly digital security self-checkup will help you&nbsp;stay one step ahead of hackers who attempt Interac e-Transfer scams, phishing&hellip;<\/p>\n","protected":false},"author":8,"featured_media":79601,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"content-tags":[945],"content-category":[192],"spokespeople":[],"in_the_know_post_format":[169],"class_list":["post-79152","content","type-content","status-publish","format-standard","has-post-thumbnail","hentry","content-tags-fraud-security","content-category-life","in_the_know_post_format-article"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Interac\u2019s Cyber Security Checkup to Prevent Digital Fraud &amp; Scams<\/title>\n<meta name=\"description\" content=\"Use Interac cyber security checkup to stay ahead of identity theft, digital fraud, email scams and online fraud, and prevent e-transfer scams.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.interac.ca\/en\/content\/life\/digital-self-care-stay-safe-online-with-the-ultimate-cyber-security-checkup\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Digital self-care: Stay safe online with the ultimate online fraud and cyber security checkup\" \/>\n<meta property=\"og:description\" content=\"We may remember to book our annual checkup&nbsp;with the doctor, but how often do we check on the strength of our personal data and cyber security? 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