{"id":74135,"date":"2018-03-01T23:51:00","date_gmt":"2018-03-01T23:51:00","guid":{"rendered":"https:\/\/interac1.wpengine.com\/content\/%content-category%\/almost-one-quarter-of-canadians-have-clicked-on-a-phishing-link\/"},"modified":"2025-05-30T13:39:22","modified_gmt":"2025-05-30T17:39:22","slug":"almost-one-quarter-of-canadians-have-clicked-on-a-phishing-link","status":"publish","type":"content","link":"https:\/\/www.interac.ca\/en\/content\/news\/almost-one-quarter-of-canadians-have-clicked-on-a-phishing-link\/","title":{"rendered":"Almost one quarter of Canadians have clicked on a phishing link"},"content":{"rendered":"<h4 style=\"text-align: center;\"><strong><em>Interac<\/em> survey finds nearly one in four feel uncertain of their ability to spot a phishing scam<\/strong><\/h4>\n<p><strong>TORONTO, March 1, 2018<\/strong>\u00a0\u2013 Online payment fraud like phishing is a growing trend, and Canadians are worried about it. According to a new survey conducted by Interac Corp., Canadians are more likely to worry about payment fraud scams like phishing and skimming than home break-ins, vehicle theft and plane crashes. And, almost one quarter of Canadians say they have clicked on a link that resulted in a phishing scam, while 64 per cent say they have been tempted to click on a link they weren\u2019t completely sure was safe.<\/p>\n<p>\u201cAs payment fraud increasingly migrates online through scams like phishing, the continued work we do with our partners to detect and prevent fraudulent activity has never been more important,\u201d said Rob Fodor, Chief Data Scientist and VP of Fraud, Interac Corp. \u201cIt\u2019s also why we feel strongly about arming Canadians with the information they need to spot, avoid and report any phishing scams they may come across.\u201d<\/p>\n<p>While offline payment fraud is decreasing, one possible reason payment fraud is so top of mind as a worry for Canadians is the uncertainty they feel online. Across all age groups, two-thirds report having been tempted to click on a link they weren\u2019t completely sure was safe. This uncertainty is putting Canadians at risk. Phishing is a scam where fraudsters attempt to acquire personal or financial information, such as passwords or card numbers, by masquerading as a trustworthy person or business through electronic communications. It is typically carried out using e-mail or an instant message, although phone contact has been used as well. In this case, the best offense is a good defense.<\/p>\n<p>\u201cWhen you\u2019re online, don\u2019t click on any links or open any attachments if you receive them from a sender you don\u2019t recognize. And trust your gut. If you weren\u2019t expecting the deposit or money request notification from someone you know, contact the sender through a different channel to check if it\u2019s real,\u201d said Fodor. \u201cRest assured there are security measures in place to ensure online and offline<em> Interac<\/em> transactions are secure, but Canadians are a first line of defense in keeping their personal information private.\u201d<\/p>\n<p>As March is Fraud Prevention Month, Interac Corp. is sharing tips to help Canadians avoid a #clicktastrophe, while protecting themselves against fraud both online and off:<\/p>\n<ul>\n<li>Don\u2019t click on any links or open any attachments if you receive them from a sender you don\u2019t recognize.<\/li>\n<li>Trust your gut. If you receive a deposit or money request notification you weren\u2019t expecting, contact the sender through a different channel to check if it\u2019s real.<\/li>\n<li>Look for errors or strange typos in the text of an email notification. A common error in phishing emails is the \u201c$\u201d sign appearing after the amount, instead of before it.<\/li>\n<li>If you think the notification is a scam masquerading as an\u00a0<em>Interac<\/em>\u00a0e-Transfer, forward the email to\u00a0<span id=\"cloak8ca6f839ba9babed3ddf6a529fadd523\"><a href=\"mailto:phishing@interac.ca\" target=\"_blank\" rel=\"noopener\">phishing@interac.ca<\/a><\/span>\u00a0so our fraud team can further investigate.<\/li>\n<li>If you accidentally fill out personal information in a link from a phishing scam, change your online banking password and contact your bank right away.<\/li>\n<li>When transacting in person, protect your PIN. Keep it to yourself and never share it with anyone, and if you\u2019re making an in-store purchase shield the PIN pad when entering your number and remember to take the card out when the transaction is complete.<\/li>\n<li>If you suspect your <em>Interac<\/em> debit card or mobile payment device has been compromised, lost or stolen, contact your bank right away.<\/li>\n<\/ul>\n<p>While it\u2019s important to be vigilant when it comes to protecting your information, using\u00a0<em>Interac<\/em>\u00a0products for everyday payments online and in-store is safe and secure. Did you know that:<\/p>\n<ul>\n<li><strong>Your debit card number is an identifier only:<\/strong>\u00a0When someone pays using the\u00a0<em>Interac<\/em>\u00a0Debit service, businesses never receive any personal financial information and the payment is authorized with a random one-time use number that applies only to that transaction.<\/li>\n<li><strong>Mobile Wallets can\u2019t access your financial info<\/strong>: When\u00a0<em>Interac<\/em>\u00a0Debit is added to a mobile wallet, financial information is substituted with a token, a unique Virtual Account Number, so no financial information is stored or shared. <em>Interac<\/em> Debit on mobile also has the added protection of passcode and biometric ID verification.<\/li>\n<li><strong>You\u2019re protected against fraud:<\/strong>\u00a0Consumers and businesses are protected by the\u00a0<em>Interac<\/em>\u00a0Zero Liability Policy, which is a money back guarantee for\u00a0<em>Interac<\/em>\u00a0debit cardholders protecting against losses beyond their reasonable control like technical errors, system problems or fraud.<\/li>\n<li><strong>Money doesn\u2019t travel over email:<\/strong>\u00a0When sending an\u00a0<em>Interac<\/em>\u00a0e-Transfer, the actual financial transaction is completed directly between the two financial institutions. No funds or personal financial information are ever transferred over email.<\/li>\n<\/ul>\n<h4><strong>About the Survey<\/strong><\/h4>\n<p>Hill+Knowlton Strategies conducted an online survey of Canadian residents between February 9 and February 14, 2018. In total, 1,139 members of the general public 18 years or older were surveyed. Final survey data were weighted based on national Census figures, according to region, age and gender.<\/p>\n<h4><strong>About Interac Corp.<\/strong><\/h4>\n<p>Interac Corp. operates an economical, world-class debit payments system with broad-based acceptance, reliability, security, and efficiency. The organization is one of Canada&#8217;s leading payments brands and is chosen an average of 16 million times daily to pay and exchange money. For more than 30 years, Interac Corp. and its predecessors, Interac Association and Acxsys Corporation, have facilitated secure financial transactions through the development of innovative and convenient debit and money transfer solutions. A leader in the prevention and detection of fraud, the organization has one of the lowest rates of fraud globally. Visit\u00a0<a href=\"https:\/\/www.interac.ca\/en\/\" target=\"_blank\" rel=\"noopener\">interac.ca<\/a>\u00a0or follow\u00a0<a href=\"https:\/\/twitter.com\/interac\" target=\"_blank\" rel=\"noopener\">@INTERAC\u00a0<\/a>on Twitter. Interac Corp. has a diverse group of shareholders that includes banks, credit unions, caisses populaires, payment processors and merchants.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>TORONTO, March 1, 2018\u00a0\u2013 Online payment fraud like phishing is a growing trend, and Canadians are worried about it. According to a new survey conducted by Interac Corp., Canadians are more likely to worry about payment fraud scams like phishing and skimming than home break-ins, vehicle theft and plane crashes. And, almost one quarter of Canadians say they have clicked on a link that resulted in a phishing scam, while 64 per cent say they have been tempted to click on a link they weren\u2019t completely sure was safe. [Read more]<\/p>\n","protected":false},"author":1,"featured_media":78668,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"content-tags":[945],"content-category":[193],"spokespeople":[],"in_the_know_post_format":[173],"class_list":["post-74135","content","type-content","status-publish","format-standard","has-post-thumbnail","hentry","content-tags-fraud-security","content-category-news","in_the_know_post_format-press-release"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Almost one quarter of Canadians have clicked on a phishing link - Interac<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.interac.ca\/en\/content\/news\/almost-one-quarter-of-canadians-have-clicked-on-a-phishing-link\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Almost one quarter of Canadians have clicked on a phishing link\" \/>\n<meta property=\"og:description\" content=\"TORONTO, March 1, 2018\u00a0\u2013 Online payment fraud like phishing is a growing trend, and Canadians are worried about it. 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