{"id":106175,"date":"2022-12-21T02:49:00","date_gmt":"2022-12-21T02:49:00","guid":{"rendered":"https:\/\/interac1.wpengine.com\/?post_type=content&#038;p=106175"},"modified":"2025-05-30T19:13:43","modified_gmt":"2025-05-30T23:13:43","slug":"how-small-business-owners-can-stay-in-charge-during-crunch-time","status":"publish","type":"content","link":"https:\/\/www.interac.ca\/en\/content\/business\/how-small-business-owners-can-stay-in-charge-during-crunch-time\/","title":{"rendered":"How small business owners can stay in charge during crunch time"},"content":{"rendered":"\n<p>The holidays may be one of the busiest times of year for small business owners, but the challenge to serve customers, handle operations, and stay cash flow positive exists all year round.&nbsp;<\/p>\n\n\n\n<p>With economical, easy-to-use payment solutions within reach, you can level up your business game when it\u2019s crunch time, skip the headache of payment reconciliation, and stay in charge.\u202f\u202f&nbsp;<\/p>\n\n\n\n<p>When you <a href=\"https:\/\/www.interac.ca\/content\/business\/resources-for-small-business-owners-preparing-for-the-growth-of-omnichannel-payments\/\">embrace digital payments<\/a>, you also free up more time to meaningfully connect with customers and employees\u2014and enjoy more moments of calm amidst the hustle and bustle. The best part? You can feel confident knowing you&#8217;re in control of your money.\u202f&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-payment-solutions-built-to-help-your-business-thrive-nbsp\">Payment solutions built to help your business thrive\u202f&nbsp;<\/h2>\n\n\n\n<p>At Interac, we\u2019re constantly evolving to help businesses across Canada <a href=\"https:\/\/www.interac.ca\/content\/business\/navigating-the-big-shift-in-canadian-consumer-payment-choices\/\" target=\"_blank\" rel=\"noreferrer noopener\">keep pace in changing times<\/a>. That\u2019s why our payment solutions are designed to help your company stay ahead of the curve. From customer purchases to paying employees, to invoicing and depositing, using Interac payment solutions <a href=\"https:\/\/www.interac.ca\/content\/business\/how-interac-made-this-fast-food-truck-even-faster\/\" target=\"_blank\" rel=\"noreferrer noopener\">helps small business owners safely simplify and speed up<\/a> all types of payments.\u202f\u202f&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-you-re-in-charge-with-interac-debit\">How you\u2019re in charge with Interac Debit\u202f\u202f\u00a0<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"905\" height=\"1024\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_Holiday-Business-01-905x1024.png.webp\" alt=\"\" class=\"wp-image-106214 lazyload\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_Holiday-Business-01-905x1024.png.webp 905w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_Holiday-Business-01-265x300.png.webp 265w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_Holiday-Business-01-768x869.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_Holiday-Business-01.png.webp 1166w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 905px; --smush-placeholder-aspect-ratio: 905\/1024;\" data-original-sizes=\"(max-width: 905px) 100vw, 905px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>When you give your customers the choice to check out with their own funds through\u00a0<a href=\"https:\/\/www.interac.ca\/business\/our-solutions\/interac-debit\/\" target=\"_blank\" rel=\"noreferrer noopener\">Interac\u00a0Debit<\/a>, you get the confidence of knowing they\u2019re using a secure payment solution you can trust.\u202fWith\u00a0Interac\u00a0Debit in your financial toolbox, you\u2019ll steer clear of chargebacks, too. There are no unexpected expenses and no financial worries. Plus, each\u00a0Interac\u00a0Debit transaction is low cost, with only a single flat economical fee\u2014regardless of purchase price. \u202f\u202f\u202f\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-contactless-payments-keep-you-in-charge-nbsp\"><strong>How contactless payments keep you in charge&nbsp;<\/strong><\/h3>\n\n\n\n<p>Accepting digital payments is more critical than ever to small businesses. Why? Studies show more and more&nbsp;<a href=\"https:\/\/www.interac.ca\/content\/news\/two-thirds-of-canadians-want-quicker-more-convenient-contactless-payments-for-public-transit-survey-finds\/\" target=\"_blank\" rel=\"noreferrer noopener\">Canadians want quick and convenient contactless payment<\/a>&nbsp;options everywhere they check out.<\/p>\n\n\n\n<p>Accepting&nbsp;<a href=\"https:\/\/www.interac.ca\/business\/our-solutions\/contactless-payments\/\"> contactless payments<\/a>&nbsp;directly on smartphones is a secure, seamless way to speed up the checkout line, serve more customers, and increase sales from people who don\u2019t carry cash.\u202f&nbsp;<\/p>\n\n\n\n<p>With contactless payments, customers simply tap their debit card or mobile phone to pay on a card reader, terminal, or directly on an eligible smartphone. This not only enhances the customer experience, but also frees up employees to focus on driving sales and building relationships.<\/p>\n\n\n\n<p>Additionally, Interac Debit contactless payments often have a low fee compared to other payment methods, making it an economical choice, especially during the holidays. And who doesn\u2019t love that?\u202f&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-you-re-in-charge-with-interac-debit-e-commerce-payments\">How you\u2019re in charge with Interac Debit e-Commerce Payments\u202f\u202f\u00a0<\/h3>\n\n\n\n<p>If your small business is online, giving your customers the option to pay using <a href=\"https:\/\/www.interac.ca\/business\/our-solutions\/interac-debit-ecommerce-payments\/\">Interac Debit e-Commerce Payments<\/a> gives you the confidence that comes with using a secure, convenient payment solution.\u202fThat\u2019s because Interac Debit e-Commerce Payments use <a href=\"https:\/\/www.interac.ca\/business\/safety-and-security\/interac-debit\/interac-debit-for-online-payments\/\" target=\"_blank\" rel=\"noreferrer noopener\">state-of-the-art fraud protection<\/a> to protect you and your customers. \u202f\u202f\u00a0<\/p>\n\n\n\n<p>Another advantage: You won\u2019t incur any authentication costs with these safe, real-time transactions on your side, and there\u2019s no private data to store.\u202f\u202f&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-you-re-in-charge-with-interac-e-transfer-for-business\">How you\u2019re in charge with Interac e-Transfer for Business\u202f\u00a0<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"940\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_Holiday-Business-02-1024x940.png.webp\" alt=\"\" class=\"wp-image-106216 lazyload\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_Holiday-Business-02-1024x940.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_Holiday-Business-02-300x275.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_Holiday-Business-02-768x705.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_Holiday-Business-02.png.webp 1166w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/940;\" data-original-sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>We get it. Quick money transfers are the lifeline of business cash flow. That&#8217;s why more companies are moving away from traditional payment methods like cheques and EFTs. They take time away from serving your customers and expanding your business.\u202f&nbsp;<\/p>\n\n\n\n<p>With <a href=\"https:\/\/www.interac.ca\/business\/our-solutions\/interac-e-transfer\/\" target=\"_blank\" rel=\"noreferrer noopener\">Interac e-Transfer for Business<\/a>, the speed of business is now. You\u2019re equipped with <a href=\"https:\/\/www.interac.ca\/content\/business\/time-is-money-and-you-should-save-both-the-small-biz-owners-guide-to-interac-e-transfer-for-business\/\" target=\"_blank\" rel=\"noreferrer noopener\">faster, smarter, and safer payment solutions<\/a> that put you in charge.\u202f\u00a0<\/p>\n\n\n\n<p>By digitizing your online and in-person business payments, <a href=\"https:\/\/www.interac.ca\/content\/business\/time-is-money-and-you-should-save-both-the-small-biz-owners-guide-to-interac-e-transfer-for-business\/\" target=\"_blank\" rel=\"noreferrer noopener\">you can save time and energy<\/a> on payroll and cheque reconciliation.\u202fTo digitally pay employees and vendors, all you need is a phone number or an email address, along with a Canadian bank account. It\u2019s that easy, and creates a digital \u201cpaper trail\u201d that makes tracking transactions simple.\u202f\u202f&nbsp;<\/p>\n\n\n\n<p>With rich remittance data, higher transaction limits, and fast money transfers with instant confirmation, Interac e-Transfer for Business meets the needs of Canadian business owners.\u202f\u202f\u00a0<\/p>\n\n\n\n\n\n    <section id=\"carousel-block_ee3f61c6aed166834eebbdf6f4e8f081\" class=\"split-carousel grid-container full\" style=\"margin-top: px; margin-bottom: px;\">\n        \n                            <div class=\"slickSlider\">\n                                        <div class=\"slide\">\n                        <div class=\"grid-container\">\n                            <div class=\"grid-x grid-padding-x\">\n                                                                <div class=\"cell slide-content small-12 medium-5 small-order-2 medium-order-1\">\n                                                                                                        <h1 class=\"slide-title\"><\/h1>\n                                    <p>\u201cAs a small business owner, I love engaging with my customers. The easier we can make it for our customers to pay, the more seamless the experience we can provide. Interac has been a key pillar in building my business from the beginning.\u201d  \r\n<br><br>\u2014 <a href=\"https:\/\/www.interac.ca\/content\/business\/how-the-interac-e-transfer-platform-is-helping-lignum-honey-soar\/ \">Ken Benjamin, founder of Lignum Honey<\/a>, on how accepting Interac helps him connect with customers\r\n <\/p>\n                                                                    <\/div>\n                                                                    <div class=\"cell small-12 medium-7 slide-image small-order-1 medium-order-2\">\n                                                                    <figure class=\"figure\">\n                                        <img decoding=\"async\" width=\"2048\" height=\"1366\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-1.jpg.webp\" class=\"attachment-fdivl size-fdivl lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-1.jpg.webp 2048w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-1-300x200.jpg.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-1-1024x683.jpg.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-1-768x512.jpg.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-1-1536x1025.jpg.webp 1536w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/1366;\" data-original-sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>                                    <\/figure>\n                                <\/div>\n                                                                <\/div>\n                                                        <\/div>\n                    <\/div>\n                                        <div class=\"slide\">\n                        <div class=\"grid-container\">\n                            <div class=\"grid-x grid-padding-x\">\n                                                                <div class=\"cell slide-content small-12 medium-5 small-order-2 medium-order-1\">\n                                                                                                        <h1 class=\"slide-title\"><\/h1>\n                                    <p>\u201cInterac was a huge factor in my pivot to online classes. It allowed clients to register and pay for classes at whatever time was suitable for them and to pay outstanding balances.\u201d \r\n<br><br> \u2014 <a href=\"https:\/\/www.interac.ca\/content\/business\/be-where-the-customer-is-how-these-small-businesses-have-thrived-in-the-pandemic\">Suzan Richards, owner of The Cultural Arts Studio<\/a>, on how accepting <i>Interac<\/I> Debit eased her expansion to online sales.  <\/p>\n                                                                    <\/div>\n                                                                    <div class=\"cell small-12 medium-7 slide-image small-order-1 medium-order-2\">\n                                                                    <figure class=\"figure\">\n                                        <img decoding=\"async\" width=\"2048\" height=\"1366\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-2.png.webp\" class=\"attachment-fdivl size-fdivl lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-2.png.webp 2048w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-2-300x200.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-2-1024x683.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-2-768x512.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-2-1536x1025.png.webp 1536w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/1366;\" data-original-sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>                                    <\/figure>\n                                <\/div>\n                                                                <\/div>\n                                                        <\/div>\n                    <\/div>\n                                        <div class=\"slide\">\n                        <div class=\"grid-container\">\n                            <div class=\"grid-x grid-padding-x\">\n                                                                <div class=\"cell slide-content small-12 medium-5 small-order-2 medium-order-1\">\n                                                                                                        <h1 class=\"slide-title\"><\/h1>\n                                    <p>\u201cThe <i>Interac<\/i> e-Transfer service not only provides a quick way for me to be paid as an entrepreneur running a small business, but it is also a good way for me to build confidence with my suppliers. Customers get the service they need, and I get compensated right away. It\u2019s great.\u201d\u202f  \r\n<br><br>\r\n\u2014 <a href=\"https:\/\/www.interac.ca\/content\/business\/video-the-value-of-contactless-and-secure-payments-in-a-pandemic\/\">Simone Lawrence Ogilvie, owner of Simone\u2019s Caribbean Restaurant<\/a>, on how the <i>Interac<\/i> e-Transfer platform helps her safely request, send and receive money fast.<\/p>\n                                                                    <\/div>\n                                                                    <div class=\"cell small-12 medium-7 slide-image small-order-1 medium-order-2\">\n                                                                    <figure class=\"figure\">\n                                        <img decoding=\"async\" width=\"2048\" height=\"1366\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-3.jpg.webp\" class=\"attachment-fdivl size-fdivl lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-3.jpg.webp 2048w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-3-300x200.jpg.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-3-1024x683.jpg.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-3-768x512.jpg.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_HolidayBusiness_Carousel-3-1536x1025.jpg.webp 1536w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/1366;\" data-original-sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>                                    <\/figure>\n                                <\/div>\n                                                                <\/div>\n                                                        <\/div>\n                    <\/div>\n                                    <\/div>\n                <\/section>\n    \n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The power of staying in charge with digital payments, all year\u202f&nbsp;<\/h2>\n\n\n\n<p>At Interac, we want to help small business owners be in charge all the time. We\u2019re proud to support hard-working businesses across the country as they transition to digital payments.\u202f\u202f&nbsp;<\/p>\n\n\n\n<p>When you digitize your payments and processes with Interac, you help your customers stay in control by spending their own money in safe, secure ways. And you\u2019re spending less time on cheque reconciliation and payroll activities. That means more time to focus on things that matter more to you\u2014like growing your business and getting more out of life.\u202f&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Be in charge and get Interac payment solutions working for your business today.&nbsp;&nbsp;<\/strong><\/p>\n\n\n\n<section id=\"button-ochre-block_c7266ea6ff9284945ecc90e3fd159291\" class=\"button-link\">\n    <div class=\"grid-container\">\n        \n                        <div class=\"grid-x grid-padding-x align-center\">\n                        \n            <a href=\"https:\/\/www.interac.ca\/business\/our-solutions\/\" class=\"button-ochre\" aria-label=\"Find out how\">Find out how<\/a>\n            \n                            <\/div>\n                    \n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>The holidays may be one of the busiest times of year for small business owners, but the challenge to serve customers, handle operations, and stay cash flow positive exists all year round.&nbsp; With economical, easy-to-use payment solutions within reach, you can level up your business game when it\u2019s crunch time, skip the headache of payment&hellip;<\/p>\n","protected":false},"author":28,"featured_media":106218,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"content-tags":[279,272,283,300],"content-category":[189],"spokespeople":[],"in_the_know_post_format":[169],"class_list":["post-106175","content","type-content","status-publish","format-standard","has-post-thumbnail","hentry","content-tags-interac-debit","content-tags-interac-e-transfer","content-tags-payments","content-tags-small-business","content-category-business","in_the_know_post_format-article"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Small business owner tips for being in charge in busy 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