{"id":106145,"date":"2022-12-21T10:08:00","date_gmt":"2022-12-21T10:08:00","guid":{"rendered":"https:\/\/interac1.wpengine.com\/?post_type=content&#038;p=106145"},"modified":"2025-05-30T19:11:22","modified_gmt":"2025-05-30T23:11:22","slug":"keeping-your-digital-payments-secure","status":"publish","type":"content","link":"https:\/\/www.interac.ca\/en\/content\/life\/keeping-your-digital-payments-secure\/","title":{"rendered":"Keeping your digital payments secure"},"content":{"rendered":"\n<p>Canadians continue to trust <em>Interac<\/em> e-Transfer as a safe and secure way to pay and get paid, using the service over a million times a day. Currently, nine out of ten people transact using<em> Interac<\/em> e-Transfer and the number continues to grow each year, with 49 per cent of customers doing it more often since the pandemic.&nbsp;<\/p>\n\n\n\n<p>However, it\u2019s no secret that the growth in digital payments has resulted in more opportunities for fraudsters to strike. Vigilance in fraud prevention should always remain key in foiling sophisticated fraud attempts that are on the rise as the complex fraud landscape evolves. And while Canadians can be a strong first line of defence against fraudsters, knowing that financial services and digital solutions have multi-layered, frequently updated security protections in place can provide peace of mind and the assurance to carry on their transactions knowing their money is safe.&nbsp;&nbsp;<\/p>\n\n\n\n\n\n    <section id=\"carousel-block_2cde60e4bebb0ab43b94db5cf5a8ce41\" class=\"split-carousel grid-container full\" style=\"margin-top: px; margin-bottom: px;\">\n        \n                            <div class=\"slickSlider\">\n                                        <div class=\"slide\">\n                        <div class=\"grid-container\">\n                            <div class=\"grid-x grid-padding-x\">\n                                                                                                        <h1 class=\"slide-title\"><\/h1>\n                                    <p><\/p>\n                                                                    <\/div>\n                                                                    <div class=\"cell small-12 slide-image\">\n                                                                    <figure class=\"figure\">\n                                        <img decoding=\"async\" width=\"2048\" height=\"1366\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer01.png.webp\" class=\"attachment-fdivl size-fdivl lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer01.png.webp 2048w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer01-300x200.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer01-1024x683.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer01-768x512.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer01-1536x1025.png.webp 1536w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/1366;\" data-original-sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>                                    <\/figure>\n                                <\/div>\n                                                        <\/div>\n                    <\/div>\n                                        <div class=\"slide\">\n                        <div class=\"grid-container\">\n                            <div class=\"grid-x grid-padding-x\">\n                                                                                                        <h1 class=\"slide-title\"><\/h1>\n                                    <p><\/p>\n                                                                    <\/div>\n                                                                    <div class=\"cell small-12 slide-image\">\n                                                                    <figure class=\"figure\">\n                                        <img decoding=\"async\" width=\"2048\" height=\"1366\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer02.png.webp\" class=\"attachment-fdivl size-fdivl lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer02.png.webp 2048w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer02-300x200.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer02-1024x683.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer02-768x512.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer02-1536x1025.png.webp 1536w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/1366;\" data-original-sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>                                    <\/figure>\n                                <\/div>\n                                                        <\/div>\n                    <\/div>\n                                        <div class=\"slide\">\n                        <div class=\"grid-container\">\n                            <div class=\"grid-x grid-padding-x\">\n                                                                                                        <h1 class=\"slide-title\"><\/h1>\n                                    <p><\/p>\n                                                                    <\/div>\n                                                                    <div class=\"cell small-12 slide-image\">\n                                                                    <figure class=\"figure\">\n                                        <img decoding=\"async\" width=\"2048\" height=\"1366\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer03.png.webp\" class=\"attachment-fdivl size-fdivl lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer03.png.webp 2048w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer03-300x200.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer03-1024x683.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer03-768x512.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer03-1536x1025.png.webp 1536w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/1366;\" data-original-sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>                                    <\/figure>\n                                <\/div>\n                                                        <\/div>\n                    <\/div>\n                                        <div class=\"slide\">\n                        <div class=\"grid-container\">\n                            <div class=\"grid-x grid-padding-x\">\n                                                                                                        <h1 class=\"slide-title\"><\/h1>\n                                    <p><\/p>\n                                                                    <\/div>\n                                                                    <div class=\"cell small-12 slide-image\">\n                                                                    <figure class=\"figure\">\n                                        <img decoding=\"async\" width=\"2048\" height=\"1366\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer04.png.webp\" class=\"attachment-fdivl size-fdivl lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer04.png.webp 2048w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer04-300x200.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer04-1024x683.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer04-768x512.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer04-1536x1025.png.webp 1536w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/1366;\" data-original-sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>                                    <\/figure>\n                                <\/div>\n                                                        <\/div>\n                    <\/div>\n                                    <\/div>\n                <\/section>\n    \n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-protecting-your-data-from-digital-fraud\">Protecting your data from digital fraud<\/h2>\n\n\n\n<p>Behind the scenes, Interac plays a dynamic role against fraudsters. We are connected to Canada\u2019s largest and smallest financial institutions, acquirers and merchants, and can uniquely detect and prevent fraud patterns to help keep Canadian customers safe and secure when transacting online.&nbsp;<\/p>\n\n\n\n<p>Our fraud experts actively protect millions of Canadians from fraud and data theft daily through an industry-wide fraud strategy created with financial institutions and supported by law enforcement and industry partners, like the Canadian Anti-Fraud Centre and vendors that help us combat phishing websites. This has enabled us to construct a consortium view of data across the entire industry \u2013 a key advantage for fraud reduction.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p>The result? Fraud on Interac platforms is low. In fact, in 2021, Interac kept Canadians\u2019 money safe by preventing $58.4M in fraud losses for <em>Interac<\/em> e-Transfer. Furthermore, for every $100 spent across the <em>Interac<\/em> Debit and e-Transfer\u202fnetworks, less than $0.02 was lost to fraud last year.&nbsp;<\/p>\n\n\n\n<p><em>Interac<\/em> e-Transfer is one of the safest digital money transfer services in the world. However, bad actors continue to target unsuspecting Canadians. Like any payment method, there are best practices for using the service. Customers should treat an <em>Interac <\/em>e-Transfer transaction with the same rigour and safeguards that they use when transacting with cash.&nbsp;<\/p>\n\n\n\n\n\n    <section id=\"carousel-block_3b0e27be9e225ff8f8e1d22e888c96bb\" class=\"split-carousel grid-container full\" style=\"margin-top: px; margin-bottom: px;\">\n        \n                            <div class=\"slickSlider\">\n                                        <div class=\"slide\">\n                        <div class=\"grid-container\">\n                            <div class=\"grid-x grid-padding-x\">\n                                                                                                        <h1 class=\"slide-title\"><\/h1>\n                                    <p><\/p>\n                                                                    <\/div>\n                                                                    <div class=\"cell small-12 slide-image\">\n                                                                    <figure class=\"figure\">\n                                        <img decoding=\"async\" width=\"2048\" height=\"1366\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer01-copy.png.webp\" class=\"attachment-fdivl size-fdivl lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer01-copy.png.webp 2048w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer01-copy-300x200.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer01-copy-1024x683.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer01-copy-768x512.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_eTransfer01-copy-1536x1025.png.webp 1536w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/1366;\" data-original-sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>                                    <\/figure>\n                                <\/div>\n                                                        <\/div>\n                    <\/div>\n                                        <div class=\"slide\">\n                        <div class=\"grid-container\">\n                            <div class=\"grid-x grid-padding-x\">\n                                                                                                        <h1 class=\"slide-title\"><\/h1>\n                                    <p><\/p>\n                                                                    <\/div>\n                                                                    <div class=\"cell small-12 slide-image\">\n                                                                    <figure class=\"figure\">\n                                        <img decoding=\"async\" width=\"2048\" height=\"1366\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover02.png.webp\" class=\"attachment-fdivl size-fdivl lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover02.png.webp 2048w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover02-300x200.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover02-1024x683.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover02-768x512.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover02-1536x1025.png.webp 1536w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/1366;\" data-original-sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>                                    <\/figure>\n                                <\/div>\n                                                        <\/div>\n                    <\/div>\n                                        <div class=\"slide\">\n                        <div class=\"grid-container\">\n                            <div class=\"grid-x grid-padding-x\">\n                                                                                                        <h1 class=\"slide-title\"><\/h1>\n                                    <p><\/p>\n                                                                    <\/div>\n                                                                    <div class=\"cell small-12 slide-image\">\n                                                                    <figure class=\"figure\">\n                                        <img decoding=\"async\" width=\"2048\" height=\"1366\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover03.png.webp\" class=\"attachment-fdivl size-fdivl lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover03.png.webp 2048w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover03-300x200.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover03-1024x683.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover03-768x512.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover03-1536x1025.png.webp 1536w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/1366;\" data-original-sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>                                    <\/figure>\n                                <\/div>\n                                                        <\/div>\n                    <\/div>\n                                        <div class=\"slide\">\n                        <div class=\"grid-container\">\n                            <div class=\"grid-x grid-padding-x\">\n                                                                                                        <h1 class=\"slide-title\"><\/h1>\n                                    <p><\/p>\n                                                                    <\/div>\n                                                                    <div class=\"cell small-12 slide-image\">\n                                                                    <figure class=\"figure\">\n                                        <img decoding=\"async\" width=\"2048\" height=\"1366\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover04.png.webp\" class=\"attachment-fdivl size-fdivl lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover04.png.webp 2048w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover04-300x200.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover04-1024x683.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover04-768x512.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_takeover04-1536x1025.png.webp 1536w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/1366;\" data-original-sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>                                    <\/figure>\n                                <\/div>\n                                                        <\/div>\n                    <\/div>\n                                    <\/div>\n                <\/section>\n    \n\n\n<p><\/p>\n\n\n\n<p>Financial institutions connected to the<em> Interac<\/em> e-Transfer platform follow the <em>Interac<\/em> e-Transfer Liability Policy, which protects consumers from unauthorized transactions and should be reimbursed by their sending financial institution. While the policy identifies scenarios where fraud perpetrated has a bank accountability, <a href=\"https:\/\/www.interac.ca\/content\/ideas\/digital-fraud-email-scams-and-cyber-security-how-canadians-can-protect-themselves-in-a-digital-world\/\" target=\"_blank\" rel=\"noreferrer noopener\">customers also play an important role in transacting safely online<\/a><em> <\/em>and should take great care when they authorize a transaction, including confirming the name and correct email address of the recipient and only transacting with trusted contacts, websites, and online vendors.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Collaborating to protect Canadians<\/h2>\n\n\n\n<p>Interac is sharply focused on protecting Canadians so they can continue to transact digitally with confidence. To bolster this protection, in August 2020, the Bank of Canada (BoC) designated the\u202f<em>Interac\u202f<\/em>e-Transfer service as a prominent payment system under the <em>Payment Clearing and Settlement Act<\/em>. This brings BoC oversight into the payment system and ensures it remains a safe, viable and effective method of payment for Canadians. It also means Interac must adhere to the BoC\u2019s risk management standards, including having risk controls in place to ensure continued resilience.&nbsp;&nbsp;<\/p>\n\n\n\n<p>In March 2021, <a href=\"https:\/\/www.interac.ca\/content\/news\/payments-canada-selects-interac-corp-as-the-exchange-solution-provider-for-canadas-new-real-time-payments-system-the-real-time-rail\/\" target=\"_blank\" rel=\"noreferrer noopener\">Payments Canada selected Interac as the exchange solution provider<\/a> for the country\u2019s new Real-Time Rail (RTR), a real-time payments system that will enable fast, data-rich payments and a platform for payments innovation. Once live, the new system will give governments, businesses and financial institutions of all sizes the ability to move meaningful sums of money instantly and with certainty.&nbsp;&nbsp;<\/p>\n\n\n\n<p>In building the exchange solution for the RTR, Interac is leveraging the technology behind the <em>Interac\u202f<\/em>e-Transfer service, including support for the ISO 20022 messaging standard, as well as compliance with the Bank of Canada\u2019s risk management standards for prominent payment systems.&nbsp;<\/p>\n\n\n\n\n\n    <section id=\"carousel-block_58148c3187f9dda5a8f88112a260d91a\" class=\"split-carousel grid-container full\" style=\"margin-top: px; margin-bottom: px;\">\n        \n                            <div class=\"slickSlider\">\n                                        <div class=\"slide\">\n                        <div class=\"grid-container\">\n                            <div class=\"grid-x grid-padding-x\">\n                                                                                                        <h1 class=\"slide-title\"><\/h1>\n                                    <p><\/p>\n                                                                    <\/div>\n                                                                    <div class=\"cell small-12 slide-image\">\n                                                                    <figure class=\"figure\">\n                                        <img decoding=\"async\" width=\"2048\" height=\"1366\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email01.png.webp\" class=\"attachment-fdivl size-fdivl lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email01.png.webp 2048w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email01-300x200.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email01-1024x683.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email01-768x512.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email01-1536x1025.png.webp 1536w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/1366;\" data-original-sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>                                    <\/figure>\n                                <\/div>\n                                                        <\/div>\n                    <\/div>\n                                        <div class=\"slide\">\n                        <div class=\"grid-container\">\n                            <div class=\"grid-x grid-padding-x\">\n                                                                                                        <h1 class=\"slide-title\"><\/h1>\n                                    <p><\/p>\n                                                                    <\/div>\n                                                                    <div class=\"cell small-12 slide-image\">\n                                                                    <figure class=\"figure\">\n                                        <img decoding=\"async\" width=\"2048\" height=\"1366\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email02.png.webp\" class=\"attachment-fdivl size-fdivl lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email02.png.webp 2048w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email02-300x200.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email02-1024x683.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email02-768x512.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email02-1536x1025.png.webp 1536w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/1366;\" data-original-sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>                                    <\/figure>\n                                <\/div>\n                                                        <\/div>\n                    <\/div>\n                                        <div class=\"slide\">\n                        <div class=\"grid-container\">\n                            <div class=\"grid-x grid-padding-x\">\n                                                                                                        <h1 class=\"slide-title\"><\/h1>\n                                    <p><\/p>\n                                                                    <\/div>\n                                                                    <div class=\"cell small-12 slide-image\">\n                                                                    <figure class=\"figure\">\n                                        <img decoding=\"async\" width=\"2048\" height=\"1366\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email03.png.webp\" class=\"attachment-fdivl size-fdivl lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email03.png.webp 2048w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email03-300x200.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email03-1024x683.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email03-768x512.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email03-1536x1025.png.webp 1536w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/1366;\" data-original-sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>                                    <\/figure>\n                                <\/div>\n                                                        <\/div>\n                    <\/div>\n                                        <div class=\"slide\">\n                        <div class=\"grid-container\">\n                            <div class=\"grid-x grid-padding-x\">\n                                                                                                        <h1 class=\"slide-title\"><\/h1>\n                                    <p><\/p>\n                                                                    <\/div>\n                                                                    <div class=\"cell small-12 slide-image\">\n                                                                    <figure class=\"figure\">\n                                        <img decoding=\"async\" width=\"2048\" height=\"1366\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email04.png.webp\" class=\"attachment-fdivl size-fdivl lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email04.png.webp 2048w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email04-300x200.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email04-1024x683.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email04-768x512.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/12\/INT_FraudNov17_Visual__Fraud-Nov17_email04-1536x1025.png.webp 1536w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2048px; --smush-placeholder-aspect-ratio: 2048\/1366;\" data-original-sizes=\"(max-width: 2048px) 100vw, 2048px\" \/>                                    <\/figure>\n                                <\/div>\n                                                        <\/div>\n                    <\/div>\n                                    <\/div>\n                <\/section>\n    \n\n\n<p>The launch of <em>Interac<\/em> e-Transfer for Business in August 2022 marked an important step in the Interac payments modernization roadmap.&nbsp;<em>Interac<\/em> e-Transfer for Business provides a fast, efficient and ubiquitous payment solution for Canadian businesses to send and receive payments for commercial transactions. Once the RTR is completed, <em>Interac<\/em> e-Transfer for Business payments will use the new RTR exchange for processing.&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.interac.ca\/content\/business\/keep-your-business-payments-secure-with-interac-e-transfer-for-business\/\" target=\"_blank\" rel=\"noreferrer noopener\">Security benefits of using <em>Interac<\/em> e-Transfer for Business<\/a> include reduced counterfeit risk; confirmed availability of funds; transactions protected by security features of existing banking platform, built-in encryption and detection models and sending money directly to a recipient\u2019s bank account.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Canadians continue to trust Interac e-Transfer as a safe and secure way to pay and get paid, using the service over a million times a day. Currently, nine out of ten people transact using Interac e-Transfer and the number continues to grow each year, with 49 per cent of customers doing it more often since&hellip;<\/p>\n","protected":false},"author":28,"featured_media":106170,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"content-tags":[945,272,283],"content-category":[192],"spokespeople":[],"in_the_know_post_format":[169],"class_list":["post-106145","content","type-content","status-publish","format-standard","has-post-thumbnail","hentry","content-tags-fraud-security","content-tags-interac-e-transfer","content-tags-payments","content-category-life","in_the_know_post_format-article"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Strengthening Digital Security to Prevent Digital Fraud<\/title>\n<meta name=\"description\" content=\"How financial services and digital solutions have been keeping up to date on digital security trends to keep your data safe.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.interac.ca\/en\/content\/life\/keeping-your-digital-payments-secure\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Keeping your digital payments secure\" \/>\n<meta property=\"og:description\" content=\"Canadians continue to trust Interac e-Transfer as a safe and secure way to pay and get paid, using the service over a million times a day. 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