{"id":104651,"date":"2022-11-30T05:00:00","date_gmt":"2022-11-30T05:00:00","guid":{"rendered":"https:\/\/interac1.wpengine.com\/?post_type=content&#038;p=104651"},"modified":"2025-05-30T19:18:38","modified_gmt":"2025-05-30T23:18:38","slug":"what-kind-of-holiday-shopper-are-you-plus-how-to-stay-in-charge-this-season","status":"publish","type":"content","link":"https:\/\/www.interac.ca\/en\/content\/life\/what-kind-of-holiday-shopper-are-you-plus-how-to-stay-in-charge-this-season\/","title":{"rendered":"What kind of holiday shopper are you? Plus, how to stay in charge this season."},"content":{"rendered":"\n<p>Everyone tackles the many to-dos of the holiday season in their own way and at their own pace. Whether you&#8217;re ramping up for a busy holiday filled with cookie-baking, parties and travel, or winding down to relax and reconnect with friends and family, it\u2019s wise to identify and understand your holiday shopping style\u2026<em>before<\/em> you start your seasonal sprint.&nbsp;<\/p>\n\n\n\n<p>When you do, you\u2019ll be better equipped to be in charge of your holiday spending and get more joy out of your holidays and life. You\u2019ll feel more confident and in control when checking out with your own money\u2014and gain a sense of calm.\u00a0 And you\u2019re not alone. In fact, <a href=\"https:\/\/www.interac.ca\/content\/ideas\/when-you-are-in-control-you-get-more-out-of-life\/\">63 per cent of Canadians feel more optimistic when they\u2019re in control<\/a> of their budget.\u00a0\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img decoding=\"async\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Holiday-Shopping-Personality-Flowchart-582x1024.png.webp\" alt=\"Festive illustrated holiday shopping personality flowchart\" class=\"wp-image-105693 lazyload\" width=\"582\" height=\"1024\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Holiday-Shopping-Personality-Flowchart-582x1024.png.webp 582w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Holiday-Shopping-Personality-Flowchart-171x300.png.webp 171w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Holiday-Shopping-Personality-Flowchart-768x1350.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Holiday-Shopping-Personality-Flowchart-874x1536.png.webp 874w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Holiday-Shopping-Personality-Flowchart-1165x2048.png.webp 1165w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Holiday-Shopping-Personality-Flowchart.png.webp 1166w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 582px; --smush-placeholder-aspect-ratio: 582\/1024;\" data-original-sizes=\"(max-width: 582px) 100vw, 582px\" \/><\/figure>\n\n\n\n<p>Ahead of stocking up on supplies and gifts at mom-and-pop and online shops\u2014or heading over to Grandma\u2019s for turkey and all the trimmings\u2014join us as we unwrap and explore three distinctly different holiday preparation personas. Find out how each makes the most of their own money\u2014and memorable holiday moments\u2014as they check off their holiday checklists with confidence and, oh, yes, some swagger too.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Slay all day in-store shopper<\/strong>&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"614\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Slay-All-Day-In-Store-Shopper-1024x614.png.webp\" alt=\"Image of a shopper looking at clothes in an apparel store\" class=\"wp-image-105695 lazyload\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Slay-All-Day-In-Store-Shopper-1024x614.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Slay-All-Day-In-Store-Shopper-300x180.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Slay-All-Day-In-Store-Shopper-768x460.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Slay-All-Day-In-Store-Shopper.png.webp 1166w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/614;\" data-original-sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>For the Slay All Day In-Store Shopper, it\u2019s never too early to shop for the holidays. Tech-savvy and cost-conscious, they find early bird sales and sail through local pop-up markets for one-of-a-kind <em>cadeaux<\/em>, packages, boxes and bags.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Tapping to <a href=\"https:\/\/www.interac.ca\/consumers\/products\/interac-debit\/interac-debit-contactless-payments\/\">pay as they go with their smartwatch or smartphone<\/a>, the Slay All Day In-Store Shopper beats the crowds and whips through stores with ease. Why? They\u2019ve researched the brands with the biggest in-store deals and planned ahead for the perfect gifts months in advance. Even with their hands full at the checkout, this shopper can rest easy knowing they\u2019re paying <a href=\"https:\/\/www.interac.ca\/consumers\/products\/interac-debit\/\">quickly, securely and easily on the go\u2014with <\/a><a href=\"https:\/\/www.interac.ca\/consumers\/products\/interac-debit\/\"><em>Interac<\/em><\/a><a href=\"https:\/\/www.interac.ca\/consumers\/products\/interac-debit\/\"> Debit<\/a>, whether it&#8217;s through their mobile wallet, on their smartphone or with a smartwatch tap.&nbsp;<\/p>\n\n\n\n<p><strong>TIP<\/strong>: If this persona resonates with you, chances are you like to keep close and constant tabs on the funds in your account, especially money you\u2019ve carefully set aside for seasonal spending. And that\u2019s exactly what you can do when you use <em>Interac<\/em> Debit\u2014pay with real money in your account and track it down to the penny. It can help you stay on top of your finances as you knock out shopping sprints, easily keeping track of what you have left.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Resourceful group-gift shopper&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"614\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Resourceful-Group-Gift-Shopper-1024x614.png.webp\" alt=\"Image of a person smiling and taking a selfie with a smartphone\" class=\"wp-image-105698 lazyload\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Resourceful-Group-Gift-Shopper-1024x614.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Resourceful-Group-Gift-Shopper-300x180.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Resourceful-Group-Gift-Shopper-768x460.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Resourceful-Group-Gift-Shopper.png.webp 1166w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/614;\" data-original-sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>The Resourceful Group-Gift Shopper looks up the calendar and notices the holidays are just a few weeks away. So it\u2019s time to play catch-up while staying on budget. <a href=\"https:\/\/www.interac.ca\/content\/life\/how-millions-of-shared-moments-led-to-a-billion-interac-e-transfer-payments\/\">Giving to friends and local charities\u2014<\/a>and nudging friends and family to pitch in on group gifts\u2014are no match for this take-charge-quick shopper. In an instant, using their banking app, they can <a href=\"https:\/\/www.interac.ca\/consumers\/products\/interac-e-transfer\/\">send (and receive) gift contributions safely and efficiently on the fly via <em>Interac <\/em>e-Transfer<\/a>.&nbsp;<\/p>\n\n\n\n<p>With <em>Interac<\/em> e-Transfer conveniently in reach, the Resourceful Group-Gift Shopper is nimble and quick. It\u2019s no stress, no sweat: In a few quick taps of their phone, they nudge their siblings to chip in by transferring money for Mom\u2019s special gift. The best part? The Resourceful Group-Gift Shopper has the money at the ready to go out and buy the group gift with ease. It &nbsp;shows how much they care\u2014and how well they stay in control of their money. &nbsp;<br>&nbsp;<\/p>\n\n\n\n<p><strong>TIP<\/strong>: Sound somewhat like you? Group gift go-time? No worries\u2014It can still be the most wonderful time of year, even when you\u2019re tasked with getting people to pitch in. You can be in charge this holiday when you send or request money directly and securely with <em>Interac<\/em> e-Transfer, no cash, no cheques required. With nearly all Canadian banks and credit unions offering <em>Interac <\/em>e-Transfer, you have the freedom to send your own money and receive others\u2019 group gift contributions anywhere, anytime\u2014even during holiday crunch time.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Multitasking master online shopper&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"614\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Multi-Tasking-Master-Online-Shopper-1024x614.png.webp\" alt=\"Person holding a smartphone up to video holiday decorations\" class=\"wp-image-105705 lazyload\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Multi-Tasking-Master-Online-Shopper-1024x614.png.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Multi-Tasking-Master-Online-Shopper-300x180.png.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Multi-Tasking-Master-Online-Shopper-768x460.png.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2022\/11\/Multi-Tasking-Master-Online-Shopper.png.webp 1166w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/614;\" data-original-sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>A resourceful e-commerce whiz, the Multitasking Master Online Shopper sticks to shopping online from the convenience of their laptop or mobile device\u2014sometimes even while baking, crafting and decking the halls.<\/p>\n\n\n\n<p>Deftly comparing holiday discounts from big-box and small business retailers online, this talented task juggler <a href=\"https:\/\/www.interac.ca\/content\/life\/moving-money-mindfully\/\">mindfully spends within budget<\/a> online from the comfort of home. Paying with their own money when buying bright bulbs or inflatable snowmen to spruce up their abode, the Multitasking Master Online Shopper checks out easy-peasy online and in mobile apps. And they do it in a festive flash using <a href=\"https:\/\/www.interac.ca\/consumers\/products\/interac-debit\/e-commerce\/\"><em>Interac<\/em> Debit for e-Commerce payments<\/a> through their digital wallet.\u00a0\u00a0<\/p>\n\n\n\n<p><strong>TIP:<\/strong> Feeling ever so seen? Then you revel in the quickness, ease and control of holiday shopping online amidst the holiday hubbub, and we totally get it. That\u2019s why it makes sense to shop online with <em>Interac<\/em> Debit e-Commerce payments this season. You\u2019ll know you\u2019re making the actual payment with your own money. With every click of the checkout button, you can feel confident that you\u2019re paying securely with your own funds.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-happy-merry-mindful-and-staying-in-charge-holidays\">Happy merry, mindful and staying-in-charge holidays!&nbsp;&nbsp; <\/h2>\n\n\n\n<p>Interac is all about helping you feel in control so you can get more out of life\u2014at the holidays no doubt included. No matter which shopping persona you identify with the most, this season #YoureInCharge when you spend your own money with <em>Interac<\/em>.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Everyone tackles the many to-dos of the holiday season in their own way and at their own pace. Whether you&#8217;re ramping up for a busy holiday filled with cookie-baking, parties and travel, or winding down to relax and reconnect with friends and family, it\u2019s wise to identify and understand your holiday shopping style\u2026before you start&hellip;<\/p>\n","protected":false},"author":16,"featured_media":105700,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"content-tags":[279,272,283],"content-category":[192],"spokespeople":[],"in_the_know_post_format":[169],"class_list":["post-104651","content","type-content","status-publish","format-standard","has-post-thumbnail","hentry","content-tags-interac-debit","content-tags-interac-e-transfer","content-tags-payments","content-category-life","in_the_know_post_format-article"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Interac on how to be in charge while shopping this holiday<\/title>\n<meta name=\"description\" content=\"Interac shares how different types of shoppers can be in charge at the holidays and pay with their own money.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.interac.ca\/en\/content\/life\/what-kind-of-holiday-shopper-are-you-plus-how-to-stay-in-charge-this-season\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What kind of holiday shopper are you? 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