{"id":1177,"date":"2025-01-22T13:45:30","date_gmt":"2025-01-22T18:45:30","guid":{"rendered":"https:\/\/interac1.wpengine.com\/?post_type=business&#038;p=1177"},"modified":"2025-03-19T11:41:10","modified_gmt":"2025-03-19T15:41:10","slug":"interac-debit","status":"publish","type":"business","link":"https:\/\/www.interac.ca\/en\/business\/protect-business-payments-old\/identifying-fraud-old\/interac-debit\/","title":{"rendered":"<em>Interac<\/em> Debit"},"content":{"rendered":"\n<section id=\"t3-hero-block_6042689fd728a\" class=\"t3-hero\" style=\"margin-top: 0px; margin-bottom: 100px;\">\n    <style>\n                \n            <\/style>\n    <div class=\"grid-container\">\n        <div class=\"grid-x grid-padding-x align-middle\">\n            <div class=\"cell small-12 medium-4 large-6 post-wrap small-order-2 medium-order-1\">\n                <h1 class=\"animated fadeInUp post-title\"><em>Interac<\/em> Debit for Secure Businesses <\/h1>\n                <div class=\"post-content animated fadeInUp\">\n                                            <div class=\"lead-text\">\n                            We ensure that payments are safe at point of sale                        <\/div>\n                                                        <\/div>\n            <\/div>\n            <div class=\"cell small-12 animated fadeInUp hero-image mobile small-order-1 medium-order-2 lazyload\" style=\"background-image:inherit;\" data-bg-image=\"url(https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/shutterstock_744970960-1024x683.jpg.webp)\"><\/div>\n        <\/div>\n    <\/div>\n    <div class=\"animated fadeInUp hero-image desktop lazyload\" style=\"background-image:inherit;\" data-bg-image=\"url(https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/shutterstock_744970960-1024x683.jpg.webp)\"><\/div>\n<\/section>\n\n<section class=\"breadcrumbs\" style=\"background-color:; margin-top: px; margin-bottom: 50px; padding-top: px; padding-bottom: px;\">\n    <div class=\"grid-container\">\n        <div class=\"grid-x grid-margin-x\">\n            <div class=\"cell small-12\">\n                            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n    <section id=\"block-copy-image-block_6042690bd728c\" class=\"block-copy-image  flex-dir-row full\" style=\"margin-top: 150px; margin-bottom: 150px; padding-top: 0px; padding-bottom: 0px;\">\n\n                \n    <style>\n        #block-copy-image-block_6042690bd728c div.grid-container ul li::before { color: #222222; }\n        #block-copy-image-block_6042690bd728c div.grid-container ol li::before { color: #222222; }\n        #block-copy-image-block_6042690bd728c .video-caption { color: #222222 !important; }\n                            main#maincontent section#block-copy-image-block_6042690bd728c { background-color: transparent; }\n        \n\n        \n            <\/style>\n    <div class=\"section-wrap flex-container align-middle white\">\n\n    <div class=\"grid-container white\">\n\n                \n            <div class=\"grid-x grid-padding-x  flex-dir-row\" data-equalizer data-equalize-on=\"medium\" style=\" padding-top: 0px; padding-bottom: 0px;\">\n\n        \n                            <div data-equalizer-watch class=\"post-image mobile cell small-12 medium-6\">\n                    <img decoding=\"async\" width=\"2400\" height=\"1600\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/104_shutterstock_744970966-1.jpg.webp\" class=\"attachment-full size-full lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/104_shutterstock_744970966-1.jpg.webp 2400w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/104_shutterstock_744970966-1-300x200.jpg.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/104_shutterstock_744970966-1-1024x683.jpg.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/104_shutterstock_744970966-1-768x512.jpg.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/104_shutterstock_744970966-1-1536x1024.jpg.webp 1536w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/104_shutterstock_744970966-1-2048x1365.jpg.webp 2048w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2400px; --smush-placeholder-aspect-ratio: 2400\/1600;\" data-original-sizes=\"(max-width: 2400px) 100vw, 2400px\" \/>                <\/div>\n            \n                        <div data-equalizer-watch class=\"post-wrap cell small-12 medium-5\" style=\"color: #222222\">\n                                                <h2 class=\"post-title\"><em>Interac<\/em> Debit security features <\/h2>\n                <div class=\"post-content\">\n                    <p>We use EMV\u00ae\u202fchip processing to store and process data securely. That makes it nearly impossible to create counterfeit cards and protects consumers against fraudulent activity, including skimming, transaction repay types of fraud and tactics like electronic pickpocketing.<\/p>\n<ul>\n<li>Secure chip and PIN processing<\/li>\n<li>Real-time payment from the cardholder\u2019s account<\/li>\n<li>Card must be present at point-of-sale<\/li>\n<li>The number on the front of the\u202fdebit card is just an identifier, not an account number.<\/li>\n<li><em>Interac<\/em><sup>\u00ae<\/sup> Zero Liability Policy means cardholders are protected and will be reimbursed by their bank or credit union for fraudulent transactions.<\/li>\n<\/ul>\n                                    <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n    \n            <div data-equalizer-watch class=\"post-image desktop lazyload\" style=\"background-image:inherit;\" data-bg-image=\"url(https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/104_shutterstock_744970966-1.jpg.webp)\"><\/div>\n    \n         <\/div>\n<\/section>\n\n\n    <section id=\"block-copy-image-block_60426a00d728d\" class=\"block-copy-image  flex-dir-row-reverse full\" style=\"margin-top: 150px; margin-bottom: 0px; padding-top: 0px; padding-bottom: 0px;\">\n\n                \n    <style>\n        #block-copy-image-block_60426a00d728d div.grid-container ul li::before { color: #ffffff; }\n        #block-copy-image-block_60426a00d728d div.grid-container ol li::before { color: #ffffff; }\n        #block-copy-image-block_60426a00d728d .video-caption { color: #ffffff !important; }\n                            main#maincontent section#block-copy-image-block_60426a00d728d { background-color: transparent; }\n        \n\n        \n            <\/style>\n    <div class=\"section-wrap flex-container align-middle charcoal\">\n\n    <div class=\"grid-container charcoal\">\n\n                \n            <div class=\"grid-x grid-padding-x  flex-dir-row-reverse\" data-equalizer data-equalize-on=\"medium\" style=\" padding-top: 0px; padding-bottom: 0px;\">\n\n        \n                            <div data-equalizer-watch class=\"post-image mobile cell small-12 medium-6\">\n                    <img decoding=\"async\" width=\"2400\" height=\"1370\" data-src=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/138_shutterstock_1040456353.jpg.webp\" class=\"attachment-full size-full lazyload\" alt=\"\" data-srcset=\"https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/138_shutterstock_1040456353.jpg.webp 2400w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/138_shutterstock_1040456353-300x171.jpg.webp 300w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/138_shutterstock_1040456353-1024x585.jpg.webp 1024w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/138_shutterstock_1040456353-768x438.jpg.webp 768w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/138_shutterstock_1040456353-1536x877.jpg.webp 1536w, https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/138_shutterstock_1040456353-2048x1169.jpg.webp 2048w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2400px; --smush-placeholder-aspect-ratio: 2400\/1370;\" data-original-sizes=\"(max-width: 2400px) 100vw, 2400px\" \/>                <\/div>\n            \n                        <div data-equalizer-watch class=\"post-wrap cell small-12 medium-5\" style=\"color: #ffffff\">\n                                                <h2 class=\"post-title\">Additional contactless payment security features<\/h2>\n                <div class=\"post-content\">\n                    <p><em>Interac<\/em> Debit contactless payments are faster and more convenient than traditional chip and PIN transactions for everyday purchases \u2013 and just as secure, thanks in part to transaction limits:<\/p>\n<ul>\n<li>A single card-based contactless transaction cannot exceed $250<\/li>\n<li>Cumulative spend limits set by banks and credit unions<\/li>\n<\/ul>\n<p>When the cumulative spend limit is reached, the user is prompted to insert their card and enter their PIN to complete the transaction. This validates them as the legitimate cardholder and resets the limits.<\/p>\n                                    <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n    \n            <div data-equalizer-watch class=\"post-image desktop lazyload\" style=\"background-image:inherit;\" data-bg-image=\"url(https:\/\/www.interac.ca\/wp-content\/smush-webp\/2019\/11\/138_shutterstock_1040456353.jpg.webp)\"><\/div>\n    \n         <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":194,"menu_order":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"tags":[],"class_list":["post-1177","business","type-business","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Safe payments at point of sale - Business - Interac Corp.<\/title>\n<meta name=\"description\" content=\"Let your customers pay at checkout with the comfort of best-in-class security. 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