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The average person has 6,200 thoughts per day. Whether it’s a business opportunity that didn’t work out, difficult feedback from a client, or a business error, we all have moments where those thoughts can become negative.

In this episode, hear from expert financial therapist Aseel El-Baba about how negative self-talk can impact our mental health. You’ll learn how to shift your mindset in a more positive direction, and separate the thoughts that can help you learn and grow from those that lead to chronic negative self-talk.

You’ll hear tips on how to reflect, acquire new experience, and how to use these lessons to make your business even stronger.

  • Episode Transcript

    Episode Eight, reflect and reframe.

    We’ve all had those days, difficult feedback from a client, a business opportunity that didn’t work out, a mistake we made that had negative consequences. These things happen, but we tend to be extra hard on ourselves when they do.

    Welcome back to From Dollar One, presented by Interac. In this episode, expert financial therapist, Aseel El-Baba, talks to us about turning limiting negative thoughts into positive opportunities for growth.

    Aseel El-Baba: Negative thoughts are very real, and when we let them run wild with negative self talk, so do our brains’ neural pathways. In fact, in 2020, Queen’s University’s research, Dr. Jordan Poppenk, and master’s student, Julie Tseng, found that the average person has about 6,200 thoughts per day.

    And while most of these thoughts aren’t necessarily negative or positive, when exposed to negative stimuli, like a perceived failure, the brain reacts with a surge in neural activity. In her article, “How to Transcend Self Doubt and Negative Talk”, clinical psychologist Leigh Jerome states that we naturally attach greater emphasis on adverse events such as insults, failures, unpleasant stimuli, and pessimistic scenarios. While some negative feelings can actually help us take a step back and reflect on our behaviors and decisions, negative self talk can become chronic and undetermined a positive sense of self.

    A technique to help to shift your mindset in a kinder direction is to keep a reflection journal. Write down your negative thoughts and list the facts that supports them and the facts that don’t.

    For example, say you just caught some bad news and that a business proposal you’ve been working on for weeks was rejected. Let’s work through how you can reflect on your present feelings and reframe them in a kinder, more productive way.

    Aseel El-Baba: Start off by asking yourself, what am I feeling right now? You may say, I’m feeling like a failure. But what evidence supports this thought, The fact that my business proposal was rejected. Well, what’s the outcome that I desire to achieve instead? To acquire experience and wisdom from my most difficult challenges. At what must I believe is true to get this outcome instead? I am capable of learning from failures. I’m determined to reach my goals. I believe in my business idea, and I believe in myself. What is an alternate thought that takes into account evidence for and against the original thought? I’m not a failure. I failed that one particular thing. I have a loyal base of customers that love my product. I believe in my business idea, and I’m determined to reach my goals. Every challenge is a chance to acquire new experience and wisdom and make me and my business better.

    Wanna give it a try? We have a reflection journal template you can download at the link in the description.

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    The content for episode two and other materials contained on the Interact website are for informational purposes only. The content is not intended to be a substitute for professional advice, diagnosis, or treatment. Always seek the advice of a health professional with any questions you may have.


This article offers general information only and is not intended as financial, legal or other professional advice. While information presented is believed to be factual and current, its accuracy is not guaranteed and it should not be regarded as a complete analysis of the subject matter discussed. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Interac Corp.