Products & Services

Make it easy for consumers to access their money

When consumers need cash in a hurry they look for the closest Automated Banking Machine (ABM). As a merchant offering the Interac Cash service you provide consumers with direct access to their cash 24/7.

How Interac Cash works

To begin the transaction at an ABM, the cardholder inserts a valid debit card.

• Cardholders enter their confidential Personal Identification Number (PIN).
• Identify the account from which funds should be withdrawn and enter the amount needed.
• The cardholder presses the "OK" button to proceed with the transaction.
• Once the transaction is approved, the ABM dispenses the funds and a printed record of the transaction is made available.
• The cardholder retrieves their card and the printed record of the transaction.

ABM requests are passed through the Interac Inter-Member Network where the cardholder's financial institution verifies their PIN and funds before dispensing cash from your ABM machine.

ABM surcharge fees

Interac Association members may choose to apply a surcharge for transactions made using Interac services. A surcharge is a fee charged to consumers by the owner of the ABM terminal.

Interac Association maintains strict rules to ensure that surcharges are properly disclosed to consumers on the ABM screen. The transaction will only proceed if consumers accept the disclosed surcharge amount.