Interac - Pay in a Flash™ at Harvey's® and Swiss Chalet®.

Pay in a Flash™ at Harvey's® and Swiss Chalet®.

Interac Flash contactless debit technology to roll out at participating restaurants nationwide


October 11, 2012 (Toronto, ON) – Interac Association announced today that CARA Operations Limited ("CARA") is working with its payment processing partners to accept Interac Flash contactless debit transactions at Harvey's and Swiss Chalet restaurants across Canada. Canadians will soon be able to purchase their favorite menu items quickly, conveniently and securely by making a contactless debit transaction at the point-of-sale or drive-thru.

"Allowing customers to pay for menu items with increased speed and convenience is exceptionally important in a restaurant environment," said Mark O'Connell, President and CEO, Interac Association and Acxsys Corporation. "We're delighted CARA has committed to accept Interac Flash at its Harvey's and Swiss Chalet locations across Canada."

"At Harvey's and Swiss Chalet, we are focused on creating perfect experiences for guests of our restaurants, which includes efficient service. Interac Flash is consistent with that goal. We believe it to be a convenient and relatively inexpensive payment solution which will be well received by our franchisees," said Dave Minnett, President, Harvey's and Swiss Chalet, CARA Operations Limited. "We're excited to partner with Interac Association to provide this new contactless debit technology to Harvey's and Swiss Chalet customers across Canada."

Chase Paymentech, a subsidiary of JPMorgan Chase (JPMC) and a leading provider of payment processing and merchant acquiring, will be the primary processor of payments.


About Interac Flash

Interac Flash gives cardholders the choice to pay for smaller value items faster than ever before by simply holding their card at a contactless point-of-sale reader that supports Interac Flash.

Interac Flash uses the existing chip debit infrastructure, which protects it from fraud tactics such as copying and "electronic pick-pocketing". It offers strong consumer protections and unique security features, including the fact that the card never leaves the user's hand. Leveraging the trusted Interac brand, cardholders are also protected from unauthorized transactions under the Interac Zero Liability Policy* and merchants continue to receive the benefits of secure and non-refutable transactions associated with PIN-based Interac Debit.

Visit for more information about Interac Flash.


About Interac Association

A recognized world leader in debit card services, Interac Association is responsible for the development and operations of the Interac network, a national payment network that allows Canadians to access their money through Interac Cash at 60,000 Automated Banking Machines and Interac Debit at 766,000 point-of-sale terminals across Canada. Interac Flash, a secure contactless enhancement of Interac Debit allows Canadians to pay for items instantly with their Interac chip debit card at a reader that supports Interac Flash.

Interac Association was founded in 1984 and is comprised of a diverse membership that includes banks, trust companies, credit unions, caisses populaires, merchants, and technology and payment related companies.

Other related services offered by Acxsys Corporation, whose shareholders are the architects of the Interac network, include: Interac Online, for secure online payments made directly from a bank account; Interac e-Transfer™, for the transfer of money from one person's bank account to another person's bank account using an email address or mobile phone number**; and international services, which provide Canadian cardholders with point-of-sale access at nearly 2 million U.S. retailers, and PULSE, Discover, Diners Club International and UnionPay cardholders access to ABMs in Canada

Media contacts:

Teri Murphy
Interac Association / Acxsys Corporation
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Interac, Interac Flash and Interac e-Transfer are trade-marks of Interac Inc. Used under license.

* All Interac cardholders are protected from losses resulting from circumstances beyond their control under the Interac Zero Liability Policy. See your financial institution for details.

** The Interac e-Transfer service, for secure person-to-person payments, is currently available to customers of over 90 banks and credit unions including BMO Bank of Montreal, CIBC, President's Choice Financial, National Bank, RBC Royal Bank, Scotiabank and TD Canada Trust among others. Central 1, through participating credit unions, offers the option of using mobile phone numbers, in addition to email, to notify Interac e-Transfer recipients. Money never travels by email or text message. More information about the Interac e- Transfer service and a complete list of participating banks and credit unions can be found at