Interac - Month of Me




THE #MONTHOFME CONTEST


OFFICIAL RULES AND REGULATIONS


THIS CONTEST IS OPEN TO CANADIAN RESIDENTS ONLY AND IS GOVERNED BY CANADIAN LAW

The #MonthofMe Contest (the “Contest”) is in no way sponsored, endorsed or administered by, or associated with, Twitter®, Facebook® or Instagram®. Acxsys Corporation on behalf of itself and the members of Interac Association is the sponsor of this contest (“Sponsor”). Any personal information you provide will be used for the administration of this Contest and in accordance with the Sponsor’s privacy policy (see below). Twitter, Facebook and Instagram are each completely released from all liability by each participant in this Contest. Any questions, comments or complaints regarding the Contest must be directed to the Sponsor and not Twitter, Facebook or Instagram. You may only use your one (1) personal Twitter account (your “Twitter Account”), one (1) personal Facebook account (your “Facebook Account”), and/or one (1) personal Instagram account (your “Instagram Account”) to participate in this Contest. Collectively, Twitter Accounts, Facebook Accounts and Instagram Accounts will be referred to as “Accounts”.

1. CONTEST PERIOD:

The Contest begins on January 5, 2016 at 12:00:01 p.m. Eastern Time (“ET”) and ends on February 2, 2016 at 11:59:59 a.m. ET (the “Contest Period”). The Contest Period consists of the following four (4) separate entry periods (each, an “Entry Period” and all times are with reference to ET):

Entry Period Entry Period Opens (ET) Entry Period Closes (ET) Draw Dates (each, a “Draw Date”)
1 Tuesday January 5, 2016 at 12:00:01 PM Tuesday January 12, 2016 at 11:59:59 AM Wednesday January 13, 2016 at 10:00 AM
2 Tuesday January 12, 2016 at 12:00:00 PM Tuesday January 19, 2016 at 11:59:59 AM Wednesday January 20, 2016 at 10:00 AM
3 Tuesday January 19, 2016 at 12:00:00 PM Tuesday January 26, 2016 at 11:59:59 AM Wednesday January 27, 2016 at 10:00 AM
4 Tuesday January 26, 2016 at 12:00:00 PM Tuesday February 2, 2016 at 11:59:59 AM Wednesday February 3, 2016 at 10:00 AM


The Administrator’s computer is the official time keeping device for the Contest.

2. ELIGIBILITY:

The Contest is only open to residents of Canada who have reached the legal age of majority in their province or territory of residence at the time of entry. Despite the foregoing, employees, representatives and agents (and those with whom such persons are domiciled, whether related or not) of the Sponsor, The Marco Corporation (the “Administrator”), or any of their respective parent companies, subsidiaries, members, shareholders, directors, officers, affiliates, prize suppliers, advertising/promotion agencies, or any other entity involved in the development, production, implementation, administration, or fulfillment of the Contest (collectively, the “Contest Parties”) are not eligible to enter the Contest. An individual who meets the foregoing eligibility requirements (as determined by the Sponsor at its sole and absolute discretion) will be referred to as an “Eligible Entrant”.

3. HOW TO ENTER:

NO PURCHASE NECESSARY. There are four (4) ways to enter this Contest, as follows:

i) Facebook Entry

As a pre-condition to enter the Contest via Facebook, you must have a valid Facebook Account. If you do not have a valid Facebook Account, visit www.facebook.com and register in accordance with the enrolment instructions for a free Facebook Account.
To enter the Contest via Facebook, Eligible Entrants must go to: https://www.facebook.com/Interac and follow the on-screen instructions to: (i) log-in to their Facebook Account; (ii) follow the on-screen instructions to interact with the #MonthofMeContest Application (the “Application”) and complete the Facebook entry process, which requires you to upload an image (an “Image”) that depicts what you are purchasing or have purchased with your Interac Debit or Interac Flash payment with a valid Canadian issued Interac branded debit card (“Card”) during the Contest Period (the “Theme”); and (iii) obtain and fully complete the Official Contest Entry Form (the “Entry Form”), which requires you to: (a) enter your first name, last name, and valid email address; and (b) indicate that you have read, accept and agree to be legally bound by the terms and conditions of these Official Contest Rules (the “Rules”). When you have uploaded an Image, all required fields of the Entry Form are completed and you have agreed to the Rules, click the “Submit” button (collectively, a “Facebook Entry”). In order to be eligible, your Facebook Entry must be submitted and received in accordance with these Rules during the Contest Period. In order to be eligible, your Facebook Entry must comply with Facebook’s Terms and Policies available at www.facebook.com (and you are solely responsible for ensuring this is the case).

ii) Twitter Entry

As a pre-condition to enter the Contest via Twitter, you must have a valid Twitter Account. If you do not have a valid Twitter Account, visit www.twitter.com and register in accordance with the enrolment instructions for a free Twitter Account. In addition, Eligible Entrants must become a “follower” (the “Follower(s)”) of the official @INTERAC channel (the “Channel”) on Twitter (note: you can un-follow at any time after the Contest Period ends without impacting your chances of winning in this Contest). To become a Follower, an Eligible Entrant must: (i) visit www.twitter.com/INTERAC OR from his/her Twitter home page, click on the "Find People" tab and perform a search for "INTERAC”; AND (ii) click on the "Follow" button corresponding to the Channel
To enter the Contest via Twitter, you must login to your Twitter Account and post a tweet (each, a “Tweet”) that includes: (i) a photographed Image that depicts the Theme; and (ii) the hashtag #MonthofMe (the “Hashtag”) and include @INTERAC handle in the Tweet (collectively, a “Twitter Entry”). In order to be eligible, your Twitter Entry must: 1) be submitted and received during the Contest Period; 2) comply with the Twitter Terms of Service and Twitter Rules available at www.twitter.com (and you are solely responsible for ensuring this is the case); and 3) comply with Twitter’s (140) character limitation, including the Hashtag.

iii) Instagram Entry

As a pre-condition to enter the Contest via Instagram, you must have a valid Instagram Account. If you do not have a valid Instagram Account, visit www.instagram.com, download the Instagram app appropriate for your device and register in accordance with the enrolment instructions for a free Instagram Account.

To enter the Contest via Instagram, you must login into to your Instagram Account and post your Image that depicts the Theme and the Hashtag in the Image description (collectively, an “Instagram Entry”). In order to be eligible, your Instagram Entry must be submitted and received in accordance with these Rules during the Contest Period. In order to be eligible, your Instagram Entry must comply with Instagram’s Terms and Policies available at www.instagram.com (and you are solely responsible for ensuring this is the case).

iv) Email Entry

To enter the Contest via email, send an email to This email address is being protected from spambots. You need JavaScript enabled to view it. that includes your first name, last name and Image that depicts the Theme (collectively, an “Email Entry”). In order to be eligible, your Email Entry must be submitted and received in accordance with these Rules during the Contest Period.

Collectively, Facebook Entries, Twitter Entries, Instagram Entries and Email Entries will be referred to as “Entries”.

IMPORTANT NOTE: Standard data rates apply to participants who participate in the Contest via a wireless mobile device (including, without limitation, Eligible Entrants who submit an Entry via a wireless mobile device). Please call your service provider for pricing and service plan information and rates before mobile device participation.


Limits

In order to be eligible, your Image must comply with the Image Requirements listed below in Rule 4. Once you have submitted an Entry, the Image associated therewith may be reviewed for compliance with these Rules (as determined by the Sponsor in its sole and absolute discretion) and any Image that is deemed to contravene these Rules (as determined by the Sponsor in its sole and absolute discretion) will be disqualified (along with the Entry associated therewith). There is a limit of three (3) Entries per person/Account/email address, per Day (for the purposes of this Contest, a “Day” is defined as a 24 hour period during the Contest Period that begins at 12:00:01 PM ET and ends at 11:59:59 AM ET), regardless of the method of entry. Notwithstanding the foregoing, there is: (i) a limit of one (1) Twitter Entry per person/Twitter Account, per Day (ii) there is a limit of one (1) Instagram Entry per person/Instagram Account, per Day and (iii) there is a limit of one (1) Facebook Entry per person/Facebook Account, per Day.

For the avoidance of doubt, the maximum number of Entries that an Eligible Entrant can earn during each Entry Period is twenty-one (21), which is only possible if the Eligible Entrant submits the maximum allowable number of three (3) Entries per Day (regardless of the method of entry) during the applicable Entry Period. Under no circumstances will an Eligible Entrant be permitted to submit more than the maximum allowable number of Entries during any given Entry Period or during the Contest Period. Entries from each Entry Period will NOT carry over to subsequent Entry Periods. For greater certainty and the avoidance of any doubt, you can only use one (1) Twitter Account, one (1) Facebook Account, one (1) Instagram Account and one (1) email address to participate in the Contest. If it is discovered by the Sponsor (using any evidence or other information made available to or otherwise discovered by the Sponsor) that any person has attempted to use multiple names, identities, email addresses, Facebook Accounts, Twitter Accounts, Instagram Accounts and/or any automated, macro, script, robotic or other system(s) or program(s) to enter or otherwise participate in or disrupt this Contest; then he/she may be disqualified from the Contest in the sole and absolute discretion of the Sponsor. The Released Parties (defined below) are not responsible for late, lost, misdirected, delayed, incomplete or incompatible Entries (all of which are void). Any Entry that does not follow the above applicable format(s) and requirements as provided in these Rules (as determined by Sponsor in its sole and absolute discretion) will not be eligible for entry in this Contest. For any Twitter Entry, Facebook Entry or Instagram Entry to be valid, your Account settings must not be protected/private such that the Sponsor is not able to detect your Entry. Twitter Account, Facebook Account and Instagram Account privacy settings may be adjusted by selecting the Settings menu for the applicable Account(s). By entering the Contest, each entrant agrees to be legally bound by the terms and conditions of these Rules.

All Entries are subject to verification at any time and for any reason. The Sponsor reserves the right, in its sole and absolute discretion, to require proof of identity, eligibility or compliance with these Rules (in a form acceptable to the Sponsor – including, without limitation, government issued photo identification): (i) for the purposes of verifying an individual’s eligibility to participate in this Contest; (ii) for the purposes of verifying the eligibility and/or legitimacy of any Entry entered (or purportedly entered) for the purposes of this Contest; and/or (iii) for any other reason the Sponsor deems necessary, in its sole and absolute discretion, for the purposes of administering by itself or with through the Administrator, this Contest in accordance with these Rules. Failure to provide such proof to the satisfaction of the Sponsor in a timely manner may result in disqualification in the sole and absolute discretion of the Sponsor.


4. IMAGE REQUIREMENTS:

BY SUBMITTING AN ENTRY, YOU AGREE THAT SUCH ENTRY COMPLIES WITH ALL TERMS AND CONDITIONS STATED IN THESE RULES AND THE TWITTER, FACEBOOK OR INSTAGRAM TERMS OF SERVICE AND RULES (AS APPLICABLE). THE RELEASED PARTIES (DEFINED BELOW) WILL BEAR NO LEGAL LIABILITY REGARDING THE USE OF ANY ENTRY YOU SUBMIT. THE RELEASED PARTIES (DEFINED BELOW) SHALL BE HELD HARMLESS BY YOU IN THE EVENT IT IS SUBSEQUENTLY DISCOVERED THAT YOU HAVE DEPARTED FROM OR NOT FULLY COMPLIED WITH ANY OF THESE RULES.
Without limiting the generality of the requirements noted above in Rule 3, to be eligible for entry in this Contest, each Entry must be unique and original (i.e. you cannot copy someone else’s Entry in whole or in part, or re-Tweet on Twitter/re-post someone else’s Entry). By participating in the Contest, each entrant hereby warrants and represents that his/her Entry:
i. is original to him/her and that the entrant has obtained all necessary rights for the purposes: a) of submitting his/her Entry for the purposes of this Contest; and b) granting the license described in Rule 5;

ii. does not violate any law, statute, ordinance or regulation;

iii. does not contain any reference to or likeness of any identifiable third parties, unless consent has been obtained from all such individuals and their parent/legal guardian if they are under the age of majority in their jurisdiction of residence;

iv. will not give rise to any claims of infringement, invasion of privacy or publicity, or infringe on any rights and/or interests of any third party, or give rise to any claims whatsoever; and

v. is not defamatory, trade libelous, pornographic or obscene, and further that it will not contain, include, discuss or involve, without limitation, any of the following: nudity; alcohol/drug consumption or smoking; explicit or graphic sexual activity, or sexual innuendo; crude, vulgar or offensive language and/or symbols; derogatory characterizations of any ethnic, racial, sexual, religious or other groups (including, without limitation, any competitors of Sponsor); content that endorses, condones and/or discusses any illegal, inappropriate or risky behaviour or conduct; personal information of individuals, including, without limitation, names, telephone numbers and addresses (physical or electronic); commercial messages, comparisons or solicitations for products or services other than products of Sponsor; any identifiable third party products, trade-marks, brands and/or logos, other than those of Sponsor; conduct or other activities in violation of these Rules; and/or any other content that is or could be considered inappropriate, unsuitable or offensive, all as determined by the Sponsor in its sole and absolute discretion.

5. LICENSE:

By entering the Contest and submitting an Entry, each entrant: (i) without limiting the Twitter, Facebook or Instagram Terms of Service (as applicable), grants to the Sponsor, in perpetuity, a non-exclusive, worldwide license to publish, display, reproduce, modify, edit, adapt, make available, combine with other visual elements and otherwise use his/her Entry, in whole or in part (including without limitation the Image submitted therewith) for the purpose of advertising and promoting the Contest, creating a collage that includes multiple Images that may be posted on Facebook and for any other reason in any type of media; (ii) waives all moral rights in and to his/her Entry in favour of the Sponsor; and (iii) agrees to release and hold harmless the Contest Parties and each of their respective agents, employees, directors, successors, and assigns (collectively, the “Released Parties”) from and against any and all claims based on publicity rights, defamation, invasion of privacy, copyright infringement, trade-mark infringement, implied endorsement, depreciation of goodwill or any other cause of action that relates in any way to his/her Entry and its permitted use pursuant to these Rules. For greater certainty and the avoidance of any doubt, the Sponsor reserves the right, in its sole and absolute discretion and at any time, to disqualify any Entry and/or the associated entrant if a complaint is received with respect to the Entry (or the Image associated therewith), if the Sponsor determines, in its sole and absolute discretion, that any Entry does not comply with these Rules, or for any other reason. Entries will NOT be judged.

6. THE PRIZES:

There are four (4) prizes (the “Prizes”) available to be won at the beginning of the Contest Period. One (1) Prize will be allocated to each Entry Period. The number of Prizes available to be won will decrease throughout the Contest as they are claimed in accordance with these Rules. Each Prize consists of one thousand dollars ($1,000 CAD) awarded in the form of an Interac e-Transfer®. Each Prize must be accepted as awarded and is not transferable. Each Prize will only be awarded to the person who is verified as the Authorized Account Holder (defined below) associated with the selected Entry in question. Prizes will be administered through the Administrator and sent to winning Eligible Entrants’ respective bank accounts via Interac e-Transfer. Prizes must be accepted in Interac e-Transfer format. Prizes may only be redeemed through the winner’s bank and is subject to any bank fees which may be administered. Each winner will receive an email notification from the Administrator, including links to participating financial institutions. Each winner must select his/her financial institution to redeem the Prize by depositing the Interac e-Transfer into his/her bank account via secure online banking channels. Each winner shall have a maximum of thirty (30) days to accept the Interac e-Transfer and deposit his/her Prize into his/her bank account, after which time the Interac e-Transfer will become null and void and the Prize will be forfeited. There is a limit of one (1) Prize per Eligible Entrant.

An Interac e-Transfer is a convenient and secure way of sending and receiving money directly from one bank account to another. In order to access funds quickly, one must have access to online banking, an email address, and a bank account in Canada. Any winner who does not bank online with a bank that participates in the Interac E-Transfer service will still be able to receive the Interac e-Transfer, by collecting his/her Interac e-Transfer in accordance with the conditions for offline Interac e-Transfers and as set out at http://interac.ca/en/interac-e-transfer-faq.html#faq_142
(an “Offline Transfer”). The Sponsor reserves the right, in its sole discretion, to substitute a Prize with a prize of equal or greater value. Prizes will only be awarded to the person whose full name and valid email address appears on the Declaration and Release Form (defined below).


7. RANDOM PRIZE DRAW AND WINNER SELECTION:

On each Draw Date (see Rule 1 above) in Brantford, Ontario, one (1) Entry will be selected by random draw (each, a “Draw”) from among all eligible Entries submitted and received during the corresponding Entry Period in accordance with these Rules. The Eligible Entrant associated with each such selected Entry will be deemed a potential Prize winner. The odds of winning a Prize depend on the number of eligible Entries submitted and received during the applicable Entry Period.

8. SELECTED WINNER NOTIFICATION AND CONFIRMATION:

The Administrator or its designated representative will make a minimum of three (3) attempts to contact each potential Prize winner by sending the potential Prize winner a private OR public message (as determined by the Sponsor at its sole and absolute discretion) to the Account or email address (as applicable) that submitted the corresponding selected Entry was within three (3) business days of the applicable Draw Date. Each entrant is solely responsible for ensuring his/her Account(s) and email address settings are set to receive any such notification message. If a potential Prize winner cannot be contacted within three (3) business days of the applicable Draw Date, or if there is a return of any notification as undeliverable; then he/she may, in the sole and absolute discretion of the Sponsor, be disqualified (and, if disqualified, will forfeit all rights to a Prize) and the Sponsor reserves the right, in its sole and absolute discretion and time permitting, to randomly select an alternate Eligible Entrant from among the remaining eligible Entries submitted and received during the applicable Entry Period (in which case the foregoing provisions of this section shall apply to such newly selected Eligible Entrant).

BEFORE BEING DECLARED THE CONFIRMED PRIZE WINNER, each potential Prize winner will be required to: (a) correctly answer a mathematical skill-testing question without mechanical or other aid; and (b) sign and return within three (3) business days of notification the declaration and release form provided by the Administrator (the “Declaration and Release Form”), which (among other things): (i) confirms compliance with these Rules; (ii) acknowledges acceptance of the Prize (as awarded); (iii) releases the Released Parties from any and all liability in connection with this Contest, his/her participation therein and/or the awarding and use/misuse of the Prize or any portion thereof; and (iv) agrees to the publication, reproduction and/or other use of his/her name, city and province of residence, voice, statements about the Contest and/or photograph or other likeness without further notice or compensation, in any publicity or advertisement carried out by or on behalf of the Sponsor in any manner whatsoever, including print, broadcast or the internet. If a potential Prize winner: (a) fails to correctly answer the skill-testing question; (b) fails to return the properly executed Contest documents, including for greater clarity, the Declaration and Release Form, within the specified time; (c) cannot accept (or is unwilling to accept) the Prize (as awarded) for any reason; and/or (d) is determined to be in violation of these Rules (all as determined by the Sponsor in its sole and absolute discretion); then he/she may, in the sole and absolute discretion of the Sponsor, be disqualified (and, if disqualified, will forfeit all rights to a Prize) and the Sponsor reserves the right, in its sole and absolute discretion and time permitting, to randomly select an alternate Eligible Entrant from among the remaining eligible Entries submitted and received during the applicable Entry Period (in which case the foregoing provisions of this section shall apply to such newly selected Eligible Entrant).

9. GENERAL CONDITIONS:

This Contest is subject to all applicable federal, provincial and municipal laws. The decisions of the Sponsor with respect to all aspects of this Contest are final and binding on all entrants without right of appeal, including, without limitation, any decisions regarding the eligibility/disqualification of Entries and/or entrants. By participating in this Contest, you are agreeing to be legally bound by the terms and conditions of these Rules. ANYONE DETERMINED TO BE IN VIOLATION OF THESE RULES FOR ANY REASON IS SUBJECT TO DISQUALIFICATION IN THE SOLE AND ABSOLUTE DISCRETION OF THE SPONSOR AT ANY TIME.

The Released Parties will not be liable for: (i) any failure of any website, social media platform or social media account during the Contest; (ii) any technical malfunction or other problems relating to the telephone network or lines, computer on-line systems, servers, email service providers, social media platforms or accounts, access providers, computer equipment or software; (iii) the failure of any Entry to be received, captured or recorded for any reason, including, but not limited to, technical problems or traffic congestion on the internet or at any website or social media platform; (iv) any injury or damage to an entrant’s or any other person’s computer or other device related to or resulting from participating in the Contest; and/or (v) any combination of the above.

In the event of a dispute regarding who submitted an Entry, Entries will be deemed to have been submitted by the authorized account holder of the Account or email address (as applicable) used to submit the Entry in question. Authorized account holder is defined as the person who is assigned to an Account by Twitter, Facebook or Instagram, or an email address by an internet provider, online service provider, or other organization (e.g. business, educational institute, etc.) that is responsible for assigning email addresses for the domain associated with the applicable email address (as applicable) (“Authorized Account Holder”). An entrant may be required to provide proof (in a form acceptable to the Sponsor) that he/she is the Authorized Account Holder of the Account or email address (as applicable) associated with the Entry in question.

The Sponsor reserves the right, subject only to the approval of the Régie des alcools, des courses et des jeux (the “Régie”) in Quebec, to amend or suspend this Contest (or to amend these Rules) in any way, in the event of an error, technical problem, computer virus, bugs, tampering, unauthorized intervention, fraud, technical failure or any other cause beyond the reasonable control of the Sponsor that interferes with the proper conduct of this Contest as contemplated by these Rules or for any other reason. Any attempt to deliberately damage any website or to undermine the legitimate operation of this Contest in any way (as determined by Sponsor in its sole and absolute discretion) is a violation of criminal and civil laws and should such an attempt be made, the Sponsor reserves the right to seek remedies and damages to the fullest extent permitted by law. The Sponsor reserves the right, subject only to the approval of the Régie, to cancel, amend or suspend this Contest, or to amend these Rules, in any way without prior notice or obligation, in the event of any accident, printing, administrative, or other error of any kind, or for any other reason whatsoever. Without limiting the generality of the forgoing, the Sponsor reserves the right, in its sole and absolute discretion, to administer an alternate test of skill as it deems appropriate based on the circumstances and/or to comply with applicable law.

For Quebec residents: Any litigation respecting the conduct or organization of a publicity contest may be submitted to the Régie des alcools, des courses et des jeux for a ruling. Any litigation respecting the awarding of Prizes may be submitted to the board only for the purpose of helping the parties reach a settlement.

By entering this Contest, each entrant expressly consents to the Sponsor, its agents and/or representatives (including without limitation the Administrator), storing, sharing and using the personal information associated with his/her Entry for the purpose of administering the Contest and in accordance with Sponsor’s privacy policy (available at: http://interac.ca/en/privacy-policy.html . This section does not limit any other consent(s) that an individual may provide the Sponsor or others in relation to the collection, use and/or disclosure of their personal information.

The Sponsor reserves the right, subject only to the approval of the Régie, and without further prior notice, to adjust any of the dates and/or timeframes stipulated in these Rules, to the extent necessary, for purposes of verifying compliance by any entrant or Entry with these Rules, or as a result of any technical or other problems, or in light of any other circumstances which, in the opinion of the Sponsor, in its sole and absolute discretion, affect the proper administration of the Contest as contemplated in these Rules, or for any other reason.

In the event of any discrepancy or inconsistency between the terms and conditions of these Rules and disclosures or other statements contained in any Contest-related materials, including, social media posts, point of sale, television, print or online advertising; the terms and conditions of these Rules shall prevail, govern and control to the fullest extent permitted by law. In the event of any discrepancy or inconsistency between the terms and conditions of this English version of the Rules and the French version of the Rules, the English version of the Rules shall prevail, govern and control to the fullest extent permitted by law.

Interac, Interac e-Transfer, and the Interac logo are trade-marks of Interac Inc. Used under license.
Twitter is a registered trade-mark of Twitter, Inc.
Facebook is a registered trade-mark of Facebook, Inc.
Instagram is a registered trade-mark of Instagram, Inc.