Mobile Interac Flash brings secure, contactless debit transactions to mobile devices through your financial institution's mobile banking applications. Mobile Interac Flash builds on the existing functionality and security of Interac Flash contactless debit technology. It offers strong consumer protections such as transaction limits, passcode verification and zero customer liability. This means that Canadians, regardless of their mobile network, will be able to choose to use Interac Flash on their mobile devices as long as their financial institution supports mobile Interac Flash, their device hardware (e.g., NFC) supports it, and the mobile payment wallet application supports mobile Interac Flash.
Currently, both Scotiabank and RBC offer mobile Interac Flash as part of their mobile wallets. Also coming this spring, mobile Interac Flash will be available in Mobile Pay, a new service offered by Canada’s Credit Unions.