Interac 

FLASH
for Merchants

What is Interac Flash?   The benefits of offering Interac Flash   How does Interac Flash work?   How can I get Interac Flash for my store?

What is Interac FlashTM?

Time is money for most merchants. With Interac Flash, you may be able to save both. Interac Flash is a contactless enhancement of Interac Debit that is designed to make everyday purchases completed using debit even faster and more convenient for both you and your customers. Now, your customers can simply PAY IN A FLASHTM by holding their card up to an Interac Flash enabled terminal to complete a transaction.

By accepting Interac Flash, you will be able to provide your customers with a faster and more convenient check-out experience while reducing your costs of handling cash. As an enhancement of Interac Debit, Interac Flash is an economical payment solution and offers the same benefits of secure and irrefutable transactions.

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The benefits of offering Interac Flash

Improve Customer service with reduced lineups:

  • Serve more customers during peak business periods
  • Reduce lost sales due to slow checkout lines
  • Reduce the need to handle cash and coin

Increase your efficiency and profitability:

  • Potential for increased sales from customers who carry little or no cash
  • Reduce your chance of loss due to cash mishandling or theft
  • Easy to implement – Interac Flash can be simply integrated into your existing technology
  • An economical transaction fee

Security you can trust:

  • No chargebacks with the Interac good funds model
  • Leverages the added security of chip technology
  • With the Interac Zero Liability Policy, your customers can use Interac Flash with confidence

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How does Interac Flash work?

Your customer’s Interac chip debit card will continue to carry out debit transactions as it does today, but now the functionality of the card has been enhanced. Cardholders will have the ability to carry out contactless transactions that do not require the card to be inserted into the terminal or a PIN to be entered.

The customer simply holds the debit card in front of the card reader and the purchase will automatically be debited from the customer's account. As an added layer of security, or if they have exceeded their daily spend limit, occasionally a customer may be asked to insert their card and enter their PIN to complete the transaction.

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How can I get Interac Flash for my store?

It’s easy. Contact your payment service provider and they can help you get connected. See our list of Acquiring Members offering the Interac Debit Service here.

National rollout is underway. Interac Flash is already being used by consumers and at merchants across Canada.

Scotiabank, RBC, and TD Canada Trust are the first financial institutions to offer the enhancement, and other Canadian issuers are also working to provide their customers with Interac Flash soon.

Contact your payment service provider and they can help you get connected.

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