Your purchases will be debited from the saving or chequing account associated with your Interac debit card.
The security built into the chip within your card protects you against this type of fraudulent activity. The chip uses processing power and cryptography that protect your card from skimming and counterfeiting.
Each transaction will be itemized on your bank statement with the rest of your Interac Debit transactions. Upon request, a merchant can provide a receipt for a purchase made with Interac Flash, just as they do with regular Interac Debit transactions.
You are protected under the Interac Zero Liability Policy from any losses due to unauthorized transactions. If your card is lost or stolen, contact your financial institution immediately.
Interac Association does not charge fees directly to cardholders. Fees, if any, are set by the financial institutions who issue your debit card.